Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10467078
Complaint Overview
Complaint ID: 10467078
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: California
ZIP Code: 95687
Date Received: 2024-10-15T12:00:00-05:00
Date Sent to Company: 2024-10-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
-- - XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX XXXX ( XXXX ) XXXX XX/XX/year> To whom it may concern : EQUIFAX XXXX XXXX XXXX XXXX, GA XXXX Dear Sir/Madam, I am writing to formally request a correction of inaccurate personal information on my credit report, and I wish for it to be updated in compliance with the Metro 2 reporting standards. Below is the information that needs to be corrected : **Current Incorrect Information** -Address : XXXX XXXX XXXX XXXX. XXXX, KY XXXX -Other ( My address is displayed the wrong way. Not only that ; its my old address. My new address isnt even reporting ) -Other ( My Employer is not listed as well ) **Correct Information** -Address : XXXX XXXX XXXX. XXXX, KY XXXX -Current Address : XXXX XXXX XXXX XXXX XXXX CA XXXX -Employer : XXXX Freight XXXX have enclosed the following documents to verify my identity and confirm the accurate information : - A copy of my government-issued ID ( e.g., drivers license, passport ) - A copy of a utility bill or bank statement showing my correct address - A copy of my Social Security card ( if relevant ) Please update the incorrect information on my credit report to reflect these changes as soon as possible. Kindly confirm receipt of this letter and notify me once the requested corrections have been made. In accordance with the Fair Credit Reporting Act ( FCRA ), I expect the investigation and resolution of this matter to occur within 30 days of receipt of this request. Please ensure that the updates are made using the Metro 2 format to ensure consistency across all credit reporting systems. If you require further information or have any questions, feel free to contact me at the phone number or email listed above. Thank you for your attention to this matter. I look forward to your prompt action in correcting the errors. Sincerely, XXXX XXXX -- - **Enclosures : ** - Copy of government-issued ID - Proof of address - Social Security card ( if applicable ) -- -
Frequently Asked Questions
What is Complaint #10467078 about?
Complaint #10467078 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-10-15T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.