Debt collection -- Took or threatened to take negative or legal action -- Complaint #10466332
Complaint Overview
Complaint ID: 10466332
Company: National Credit Systems,INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: New York
ZIP Code: 10463
Date Received: 2024-10-15T12:00:00-05:00
Date Sent to Company: 2024-10-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, This is now my third request for National Credit Systems , Inc. to stop reporting information to the credit bureau regarding this alleged debt. I have already submitted documents in my initial complaint, and I do not see my signature on any of the documents provided by your company. As XXXX XXXX ( formerly XXXX XXXX ), I confirm that I have never conducted any business with National Credit Systems, nor have I authorized the use of my personal information for this purpose. This continued action is unauthorized, and if it persists, I will have no choice but to pursue legal action. Please consider this a formal demand to cease all reporting to the credit bureau immediately. Any further unauthorized use of my personal information will be addressed in a legal forum. Thank you for your immediate attention to this matter. Sincerely, XXXX XXXX ( formerly XXXX XXXX )
Frequently Asked Questions
What is Complaint #10466332 about?
Complaint #10466332 was filed against National Credit Systems,INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-10-15T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.