Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10434704
Complaint Overview
Complaint ID: 10434704
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Minnesota
ZIP Code: 55125
Date Received: 2024-10-12T12:00:00-05:00
Date Sent to Company: 2024-10-12T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally file a complaint against TransUnion regarding their inaccurate reporting of a balance on my closed account with XXXXXXXX XXXX I have disputed this issue with TransUnion several times, as the ongoing reporting of a balance on this closed account is both misleading and inaccurate. This situation violates several provisions of the Fair Credit Reporting Act ( FCRA ), including : Section 1681i : The right to dispute inaccurate information in my credit file. Section 1681s-2 : The requirement for furnishers of information to provide accurate and updated information to credit reporting agencies. Section 1681e ( b ) : The obligation of credit reporting agencies to ensure maximum possible accuracy in the information they report. Section 1681c : The rule that closed accounts should not continue to show a balance. Despite my attempts to resolve this issue directly with TransUnion, they continue to report an incorrect balance on this closed account, which is adversely affecting my credit score and financial standing. I request that the CFPB investigate this matter and take appropriate action against TransUnion for their failure to comply with the FCRA. Thank you for your attention to this matter. I look forward to your prompt response.
Frequently Asked Questions
What is Complaint #10434704 about?
Complaint #10434704 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-10-12T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.