Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10434565
Complaint Overview
Complaint ID: 10434565
Company: National Funding, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Indiana
ZIP Code: 46140
Date Received: 2024-10-12T12:00:00-05:00
Date Sent to Company: 2024-10-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/XXXXXXXX XXXX XXXX I discovered National Funding had posted false, damaging information about my company on XXXX, a platform used by alternative lenders. The report alleged fraud and verification failure. I immediately contacted National Funding for clarification. They claimed a loan application was submitted using my company 's email, but I have no knowledge of any such application. National Funding stated the application was made by an individual who represented himself as an owner-operator. This person is my ex-spouse, divorced since XX/XX/XXXX, with no authority in my company. I filed a police report for potential identity theft and submitted a notarized form to National Funding as advised by their representative. On XX/XX/XXXXXXXX XXXX XXXX National Funding responded, refusing to remove their XXXX post. They provided no evidence of the alleged application despite my requests for : 1. Copy of the loan application 2. Any recorded conversations 3. Email correspondence 4. IP address and location data National Funding failed to verify the application with me, the sole owner and authorized representative of the company. Their actions have damaged my business 's reputation and relationships. I've attempted to resolve this directly with National Funding, but they state the matter is closed. Their refusal to correct false information or provide evidence raises serious concerns about their practices and the potential for retaliatory action based on past dealings with my ex-spouse.
Frequently Asked Questions
What is Complaint #10434565 about?
Complaint #10434565 was filed against National Funding, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-10-12T12:00:00-05:00.
How did National Funding, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against National Funding, INC.?
Yes, visit the National Funding, INC. company profile at readthecomplaint.com/company/national-funding-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.