Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10416592

Complaint Overview

Complaint ID: 10416592

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Indiana

ZIP Code: 46368

Date Received: 2024-10-10T12:00:00-05:00

Date Sent to Company: 2024-10-10T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Hello Today I Woke Up To Check My Credit On Equifax and noticed I had 6 Hard Inquires that were a result of Factual Identity Theft, i attempted to dispute these with the credit reporting agency known as Equifax through there website! I gave them the police report and the FTC report that stated the items on the report a result of identity theft and within less than 24hrs of submitting a dispute with all my information they denied my request to remove these Fraudulent inquiries from my report it is a violation to report inaccurate items to a consumer report especially resulting from misuse of an identity theft Case!

Frequently Asked Questions

What is Complaint #10416592 about?

Complaint #10416592 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-10-10T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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