Debt collection -- False statements or representation -- Complaint #10405573

Complaint Overview

Complaint ID: 10405573

Company: Cl Holdings LLC

Product: Debt collection

Sub-Product: Credit card debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: California

ZIP Code: 90241

Date Received: 2024-10-09T12:00:00-05:00

Date Sent to Company: 2024-10-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

RE : JEFFERSON CAPITAL SYSTEMS LLC opened : XX/XX/year> ( XXXX mos ) Account status Open Balance : {$310.00} Open balance {$310.00} Open balance Has been disputed by consumer previously for inaccuracies such as reporting as an " open balance '' which is not compliant with FACRA, they are also reporting a Balance amount and failing to provide a valid debt contract this is considered to be inaccurate reporting and must be removed

Frequently Asked Questions

What is Complaint #10405573 about?

Complaint #10405573 was filed against Cl Holdings LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-10-09T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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