Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10405517
Complaint Overview
Complaint ID: 10405517
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Oregon
ZIP Code: 97086
Date Received: 2024-10-09T12:00:00-05:00
Date Sent to Company: 2024-10-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I, XXXX XXXX, am formally disputing the accuracy and validity of the following items on my credit report, as generated by Experian on XX/XX/year> : XXXX XXXX XXXX {$2300.00} XXXX XXXX XXXX {$710.00} XXXX XXXX XXXX {$980.00} XXXX {$1800.00} XXXX XXXX Off ) XXXX XXXX {$1800.00} ( Collection ) These entries reflect inaccuracies and unverifiable claims. Under the Uniform Commercial Code ( UCC ) 1-308, I am reserving my rights and demand full validation of these debts, including original signed agreements and detailed documentation. I also invoke the Fair Credit Reporting Act ( FCRA ) 611, which entitles me to an investigation of all disputed items. If these items can not be verified within the mandated 30-day period, I request their immediate removal from my credit report. Failure to validate these claims will result in further actions, including formal complaints to the Consumer Financial Protection Bureau ( CFPB ) and possible legal proceedings. I expect full compliance with the UCC and FCRA guidelines. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #10405517 about?
Complaint #10405517 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-10-09T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.