Debt collection -- Electronic communications -- Complaint #10404933

Complaint Overview

Complaint ID: 10404933

Company: Encore Capital Group INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Electronic communications

Sub-Issue: You told them to stop contacting you, but they keep trying

State: California

ZIP Code: 90046

Date Received: 2024-10-09T12:00:00-05:00

Date Sent to Company: 2024-10-09T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Midland Credit Management has been harassing me daily via email, text message, and phone for about XXXX months in regards to a debt that I supposedly owe. I do not have any contract with them and I am asking them to remove this from all XXXX of my credit profiles. They are bullies, they have threatened me on several occasions and I feel like I am being harassed.

Frequently Asked Questions

What is Complaint #10404933 about?

Complaint #10404933 was filed against Encore Capital Group INC. regarding Debt collection specifically about Electronic communications. It was received by the CFPB on 2024-10-09T12:00:00-05:00.

How did Encore Capital Group INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Encore Capital Group INC.?

Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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