Debt collection -- Written notification about debt -- Complaint #10365026
Complaint Overview
Complaint ID: 10365026
Company: Coast Professional, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Tennessee
ZIP Code: 37013
Date Received: 2024-10-06T12:00:00-05:00
Date Sent to Company: 2024-10-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am not requesting verification of my mailing address but proper validation of the debt. Coast Professional , Inc. is required to provide the original wet-ink contract bearing my signature, confirming my agreement to pay for the goods or services in question. Without this validation, Coast Professional , Inc. has no legal standing to collect this debt, and any attempts to do so are a violation of the Fair Debt Collection Practices Act ( FDCPA ). I direct your attention to the Federal Trade Commission 's ( FTC ) opinion letter, which further clarifies that mere itemized statements or printouts do not satisfy the requirements for validation. If such documents are provided, they will be rejected as insufficient validation. Coast Professional , Inc. must cease all collection efforts until proper validation is provided.
Frequently Asked Questions
What is Complaint #10365026 about?
Complaint #10365026 was filed against Coast Professional, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-10-06T12:00:00-05:00.
How did Coast Professional, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Coast Professional, INC.?
Yes, visit the Coast Professional, INC. company profile at readthecomplaint.com/company/coast-professional-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.