Debt collection -- Attempts to collect debt not owed -- Complaint #10364335
Complaint Overview
Complaint ID: 10364335
Company: Exeter Finance, LLC.
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Florida
ZIP Code: 33141
Date Received: 2024-10-06T12:00:00-05:00
Date Sent to Company: 2024-10-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victim of identity theft ( PURSANT TO FCRA XXXX XXXX ( XXXX XXXX XXXX ). consumer company XXXX XXXX XXXX ) Refused to move negative reporting items on my consumer report I have disputed these accounts on this XX/XX/year> with ( XXXX XXXX ) And they refuse to remove these accounts. I have listed ( XXXX XXXX XXXX XXXX, {$3600.00} ) ( Exeter finance LLC balance {$25000.00} ) ( XXXX XXXX XXXX XXXX, {$25000.00} ) ( XXXX XXXX XXXX balance {$850.00} ) ( XXXX XXXX XXXX balance {$4800.00} ) XXXX XXXX XXXX XXXX Has removed all of these accounts from my consumer credit report as well as XXXX. these accounts has resulted in several data, breaches, fraudulent inquiries and third-party fraudulent collections, appearing on my consumer report. These items are reporting charge off every month every time making my account look more newer than it appears re-engaging an account is illegal. Not indicating when if the account has been sold, Misrepresentation Of the account status to another third-party company is ( double XXXX ) please remove all fraudulent accounts immediately from my consume These reports needs to be removed immediately
Frequently Asked Questions
What is Complaint #10364335 about?
Complaint #10364335 was filed against Exeter Finance, LLC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-10-06T12:00:00-05:00.
How did Exeter Finance, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Exeter Finance, LLC.?
Yes, visit the Exeter Finance, LLC. company profile at readthecomplaint.com/company/exeter-finance-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.