Payday loan, title loan, personal loan, or advance loan -- Incorrect information on your report -- Complaint #10360280
Complaint Overview
Complaint ID: 10360280
Company: Cl Holdings LLC
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: North Carolina
ZIP Code: 28326
Date Received: 2024-10-05T12:00:00-05:00
Date Sent to Company: 2024-10-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX NC XXXX XX/XX/year> Jefferson Capital LLC XXXX XXXX XXXX XXXX XXXX, MN XXXX Re : Cease and Desist Communication Under 15 USC 1692c ( c ) Account Number : N/A Dear Jefferson Capital I am writing to formally notify you that I am invoking my rights under the Fair Debt Collection Practices Act ( FDCPA ), specifically 15 USC 1692c ( c ). This section of the law mandates that upon receiving written notification from the consumer, a debt collector must cease further communication except under certain circumstances, such as to confirm receipt of the notice or to advise of legal remedies. Accordingly, I request that you immediately cease all communication with me regarding the account referenced above. This includes, but is not limited to, phone calls, emails, letters, and any other form of communication. Furthermore, I dispute the validity of the debt you are attempting to collect. Under 15 USC 1692g, I request that you provide verification of the debt in writing within 30 days of receipt of this letter. Failure to comply will result in my pursuit of all available remedies under the FDCPA, including filing complaints with the Federal Trade Commission and the Consumer Financial Protection Bureau, and seeking damages in court. Thank you for your attention to this matter. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #10360280 about?
Complaint #10360280 was filed against Cl Holdings LLC regarding Payday loan, title loan, personal loan, or advance loan specifically about Incorrect information on your report. It was received by the CFPB on 2024-10-05T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.