Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10360007
Complaint Overview
Complaint ID: 10360007
Company: Navy Federal Credit Union
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Pennsylvania
ZIP Code: 19124
Date Received: 2024-10-05T12:00:00-05:00
Date Sent to Company: 2024-10-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have 2 accounts with Navy Federal Credit Union, which can not be utilized ( checking/Savings ). I have a few negative reports with various credit agencies, as well as my debt being sold to another creditor. That creditor XXXX XXXX XXXX is defaming my character as well. Plus a lien was placed in my name. It's false reporting to the credit agencies as well as the IRS. If the accounts. was charged off that means you've accepted payments for the accounts. Securities were established on the stock exchange. My question to the Navy Federal is how much money are you trying to make from my name? To deny me credit is unethical practices, and discrimination. because you will take that denial and create more securities as well. I would say this is considered Abuse of Process ; which has some serious fines and penalties with various government agencies. At this point Navy Federal has some serious explaining to do. I have all documentation available for the claims I'm stating.
Frequently Asked Questions
What is Complaint #10360007 about?
Complaint #10360007 was filed against Navy Federal Credit Union regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-10-05T12:00:00-05:00.
How did Navy Federal Credit Union respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Navy Federal Credit Union?
Yes, visit the Navy Federal Credit Union company profile at readthecomplaint.com/company/navy-federal-credit-union to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.