Debt collection -- Attempts to collect debt not owed -- Complaint #10359470
Complaint Overview
Complaint ID: 10359470
Company: TD Bank US Holding Company
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Oklahoma
ZIP Code: 731XX
Date Received: 2024-10-05T12:00:00-05:00
Date Sent to Company: 2024-10-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
TD Bank claims they debt discharged an account belonging to me? I have never done any business with this Bank. Never received any written notification 's. Don't know what this on? TD Bank does not show up on any of my credit reports and nothing showing any cancellation of debt, charge-off from TD Bank. I received a notice XXXX they had filed a XXXX in 2022 for {$6300.00}.
Frequently Asked Questions
What is Complaint #10359470 about?
Complaint #10359470 was filed against TD Bank US Holding Company regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-10-05T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.