Debt collection -- Took or threatened to take negative or legal action -- Complaint #10352873
Complaint Overview
Complaint ID: 10352873
Company: Kriya Capital, LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: California
ZIP Code: 95127
Date Received: 2024-10-04T12:00:00-05:00
Date Sent to Company: 2024-10-04T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Credence Resource Management, at address XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, has filed a derogatory collection report about me with credit reporting agencies. They claim that they have tried and failed to collect a debt I owe XXXX XXXX XXXX. Fact is, I have not had an account with XXXX XXXX XXXX in over 8 years. I do not owe XXXX XXXX XXXX any money. I have not received a bill or notification of owed debt from XXXX XXXX XXXX. I have not received any letters, emails or any communications from Credence Resource Management about this either. They simply reported this collection to credit reporting agencies, lowering my credit score by nearly XXXX XXXX, without ever contacting me. I believe this is a bullying, strongarm tactic to scam money from me. I am not difficult to reach - I have lived at my current address for over 11 years. I have had the same phone number and email address for nearly 20 years. I have tried to challenge this through the credit reporting agencies. It is still showing up on my credit report.
Frequently Asked Questions
What is Complaint #10352873 about?
Complaint #10352873 was filed against Kriya Capital, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-10-04T12:00:00-05:00.
How did Kriya Capital, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Kriya Capital, LLC?
Yes, visit the Kriya Capital, LLC company profile at readthecomplaint.com/company/kriya-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.