Debt collection -- Took or threatened to take negative or legal action -- Complaint #10326723
Complaint Overview
Complaint ID: 10326723
Company: Uhg, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Collected or attempted to collect exempt funds
State: Michigan
ZIP Code: 48080
Date Received: 2024-10-02T12:00:00-05:00
Date Sent to Company: 2024-10-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Illegal Debt Collection Practices by UHG I LLC Case Reference : Case No. XXXX, XXXX Judicial District Court To Whom It May Concern, I, XXXX XXXX XXXX am filing a formal complaint against UHG I LLC for violations of the Fair Debt Collection Practices Act ( FDCPA ) and related consumer protection laws. UHG I LLC has engaged in illegal debt collection activities, including initiating garnishment proceedings, despite not being licensed to collect debts in the state of Michigan, as required by XXXX XXXX. Additionally, UHG I LLC has garnished {$500.00} from my Michigan state tax return, alongside wage garnishment from my wife, XXXX XXXX, despite their lack of licensure and legal standing. Details of Complaint : UHG I LLC is attempting to collect on a debt despite not being licensed to do so in Michigan. They initiated garnishment proceedings that resulted in both wage garnishment of {$2200.00} and garnishment of my state tax return totaling {$500.00}. Their actions violate the FDCPA and the Michigan Collection Practices Act, rendering their garnishment actions and judgment void.
Frequently Asked Questions
What is Complaint #10326723 about?
Complaint #10326723 was filed against Uhg, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-10-02T12:00:00-05:00.
How did Uhg, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Uhg, LLC?
Yes, visit the Uhg, LLC company profile at readthecomplaint.com/company/uhg-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.