Payday loan, title loan, personal loan, or advance loan -- Charged fees or interest you didn't expect -- Complaint #10326083
Complaint Overview
Complaint ID: 10326083
Company: Acima Credit, LLC
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Charged fees or interest you didn't expect
State: Florida
ZIP Code: 34476
Date Received: 2024-10-02T12:00:00-05:00
Date Sent to Company: 2024-10-02T12:00:00-05:00
Company Response: Closed with monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
When we sat down with the representative he explained that it was 90 Days same as cash. My credit score was not so good and asked for something that I can afford. The representative never told me that it was a weekly payment and that a late fee will accompany the amount if the card was locked on the same day. It was so ridiculous that I made a large payment hoping that I could still get the same as cash 90 Days, but the ended up trying to charge me 3 times the amount which I felt was unfair and a set up because they harassed me and made me very uncomfortable. They even made negative reporting on my credit report effecting my credit.
Frequently Asked Questions
What is Complaint #10326083 about?
Complaint #10326083 was filed against Acima Credit, LLC regarding Payday loan, title loan, personal loan, or advance loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2024-10-02T12:00:00-05:00.
How did Acima Credit, LLC respond to this complaint?
The company responded with: "Closed with monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Acima Credit, LLC?
Yes, visit the Acima Credit, LLC company profile at readthecomplaint.com/company/acima-credit-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.