Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10326077
Complaint Overview
Complaint ID: 10326077
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: North Carolina
ZIP Code: 27526
Date Received: 2024-10-02T12:00:00-05:00
Date Sent to Company: 2024-10-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Experian has been falsely sharing my personal information and preventing a screening company from accessing my credit report. They have reported to a third party that I disputed an inquiry as fraud, yet this inquiry does not exist. Shortly after speaking with Experian 's fraud department, I received an email stating I disputed this non-existent inquiry, which they then deleted without my authorization. I did not give Experian permission to take these actions on my behalf. This improper handling and tampering with my information have not only caused significant delays but have also obstructed my right to secure appropriate housing. Under the Fair Credit Reporting Act ( FCRA ), it is illegal for credit reporting agencies to share inaccurate or misleading information and to deny consumers access to fair and accurate credit reporting. What happened?
Frequently Asked Questions
What is Complaint #10326077 about?
Complaint #10326077 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-10-02T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.