Debt collection -- Written notification about debt -- Complaint #10287957

Complaint Overview

Complaint ID: 10287957

Company: Kriya Capital, LLC

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: California

ZIP Code: 92376

Date Received: 2024-09-27T12:00:00-05:00

Date Sent to Company: 2024-10-01T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

CREDENCE RESOURCE XXXX XXXX XXXX XXXX XXXX, VA XXXX Subject : Dispute of Unauthorized Information Disclosure under 15 USC 1681 Dear Sir/Madam, I am writing to dispute certain information that appears on my credit report maintained by your bureau. Pursuant to the provisions outlined in 15 USC 1681, it has come to my attention that you have been furnishing and obtaining my personal information without my written consent. Upon reviewing my credit report, I discovered several entries that I did not authorize or provide written consent for your bureau to obtain or furnish. Specifically, Credence Resource Mana # XXXX balance XXXX. It is essential to note that I have never provided explicit written consent for the disclosure or acquisition of this information by your bureau. As per the Fair Credit Reporting Act ( FCRA ), specifically outlined in 15 USC 1681b, it is mandatory for consumer reporting agencies to obtain written consent from individuals before providing their consumer reports to third parties. Additionally, under 15 USC 1681c, consumer reporting agencies must also provide a summary of rights to individuals who request their credit reports. However, I have not been notified of such actions nor have I provided authorization for such disclosures.

Frequently Asked Questions

What is Complaint #10287957 about?

Complaint #10287957 was filed against Kriya Capital, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-09-27T12:00:00-05:00.

How did Kriya Capital, LLC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Kriya Capital, LLC?

Yes, visit the Kriya Capital, LLC company profile at readthecomplaint.com/company/kriya-capital-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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