Debt collection -- Written notification about debt -- Complaint #10276010
Complaint Overview
Complaint ID: 10276010
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: California
ZIP Code: 95355
Date Received: 2024-09-27T12:00:00-05:00
Date Sent to Company: 2024-09-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am writing to formally dispute the willful noncompliance of your agency/company with the Fair Credit Reporting Act ( FCRA ), specifically under 15 U.S. Code 1681n. This section outlines the civil liability for willful noncompliance with any requirement imposed under the FCRA with respect to any consumer. According to 15 U.S. Code 1681n, any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer for : Any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; Such amount of punitive damages as the court may allow ; and The costs of the action together with reasonable attorneys fees as determined by the court. I believe that your agency/company has willfully failed to comply with the FCRA in the following ways : [ Describe the specific noncompliance issue, such as incorrect information on your credit report, failure to investigate a dispute, etc. ] [ Provide any evidence or documentation that supports your claim of willful noncompliance. ] I request that you immediately rectify this situation by [ specific action you want them to take, such as correcting the information on your credit report, conducting a proper investigation, etc. ]. Additionally, I request a written confirmation of the actions taken to address this issue. Failure to address this issue promptly will result in a formal complaint being filed with the appropriate regulatory authorities, including the Federal Trade Commission ( FTC ) and the Consumer Financial Protection Bureau ( CFPB ). Furthermore, I reserve the right to seek damages as outlined under 15 U.S. Code 1681n. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #10276010 about?
Complaint #10276010 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-09-27T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.