Mortgage -- Trouble during payment process -- Complaint #10202149

Complaint Overview

Complaint ID: 10202149

Company: Servicemac, LLC

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Trouble during payment process

Sub-Issue: Escrow, taxes, or insurance

State: Pennsylvania

ZIP Code: 19382

Date Received: 2024-09-21T12:00:00-05:00

Date Sent to Company: 2024-09-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My escrow due increased. The mortgage company claims its due to a number provided by the tax department. I have documentation from the taxing authority stating they never provided the mortgage company this information. The mortgage company is asking I pay an additional XXXX XXXX into escrow per year without any documentation or justification for the increased amount. This is a XXXX XXXX increase. I asked to take the escrow off of my mortgage and pay the taxes on my own so I can manage the savings and amounts. Because they have not held the mortgage for a year I am unable to apply and have lost trust the company will even let me manage my own money.

Frequently Asked Questions

What is Complaint #10202149 about?

Complaint #10202149 was filed against Servicemac, LLC regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2024-09-21T12:00:00-05:00.

How did Servicemac, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Servicemac, LLC?

Yes, visit the Servicemac, LLC company profile at readthecomplaint.com/company/servicemac-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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