Debt collection -- Written notification about debt -- Complaint #10131145
Complaint Overview
Complaint ID: 10131145
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Massachusetts
ZIP Code: 02026
Date Received: 2024-09-15T12:00:00-05:00
Date Sent to Company: 2024-09-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In my letter to Resurgent, I addressed significant inaccuracies reported on my credit file related to an account they are handling. These inaccuracies include inconsistent balance amounts, incorrect payment statuses, and conflicting dates of last activity, which have negatively impacted my credit score. I formally requested a complete debt validation, including the original signed agreement, itemized payment history, and proof of ownership or transfer of the debt. Despite my efforts, Resurgent has failed to provide the necessary validation or correct the reporting errors, resulting in continued harm to my creditworthiness. I am seeking the immediate deletion of the inaccurate information from my credit reports and written confirmation that the issue has been resolved.
Frequently Asked Questions
What is Complaint #10131145 about?
Complaint #10131145 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-09-15T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.