Credit card -- Closing your account -- Complaint #10126331

Complaint Overview

Complaint ID: 10126331

Company: Wells Fargo & Company

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Closing your account

Sub-Issue: Company closed your account

State: Hawaii

ZIP Code: 967XX

Date Received: 2024-09-14T12:00:00-05:00

Date Sent to Company: 2024-09-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

i opened a credit card online and received the card, a copy of their version of my credit report and an extra card for my partner on XX/XX/XXXX, XXXX i started using it right away in order to take advantage of their offer ( spend {$500.00} get {$200.00} rewards ). after they turned off my card without warning, i was totally embarrassed at XXXX for declined card. they closed my card and supposedly at some point they sent me a letter ( when? ) with a deadline of XX/XX/year> that i never received. they want me to pay back the entire balance and froze my {$210.00} rewards. one phone person did finally say sorry.

Frequently Asked Questions

What is Complaint #10126331 about?

Complaint #10126331 was filed against Wells Fargo & Company regarding Credit card specifically about Closing your account. It was received by the CFPB on 2024-09-14T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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