Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10116312
Complaint Overview
Complaint ID: 10116312
Company: Ncd Financial, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 32277
Date Received: 2024-09-09T12:00:00-05:00
Date Sent to Company: 2024-09-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I recently reviewed my credit report and found several inaccuracies on my account, which are negatively impacting my ability to obtain credit. I understand that it is your responsibility to investigate these discrepancies to ensure the information is accurate. Here is the item I am asking you to verify as accurate : XXXX : [ XXXX XXXX ] [ XXXX ] report activity XX/XX/year> and then it says the report is open and 120 days late every month XXXX : [ XXXX XXXX ] [ XXXX ] This account is showing twice on my credit report open and a charge off XXXX : XXXX XXXX XXXX ] [ XXXX ] This account is showing twice on my credit report open and a charge off XXXX : [ XXXX XXXX ] [ XXXX ] TThis account is showing twice on my credit report open and a charge off XXXX : XXXX XXXX XXXX XXXX XXXX [ XXXX XXXX This account is showing as an open charge off account and updating monthly XXXX : [ XXXX XXXX XXXX XXXX [ XXXX XXXX This account is showing as an open charge off account and updating monthly XXXX : XXXX XXXX XXXX ] [ XXXX XXXX This account is showing as an open charge off account and updating monthly
Frequently Asked Questions
What is Complaint #10116312 about?
Complaint #10116312 was filed against Ncd Financial, LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-09-09T12:00:00-05:00.
How did Ncd Financial, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Ncd Financial, LLC?
Yes, visit the Ncd Financial, LLC company profile at readthecomplaint.com/company/ncd-financial-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.