Debt collection -- Written notification about debt -- Complaint #10093897
Complaint Overview
Complaint ID: 10093897
Company: Carter-Young, INC.
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Florida
ZIP Code: 320XX
Date Received: 2024-09-11T12:00:00-05:00
Date Sent to Company: 2024-09-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have pretty good credit, so I would have looked into a collection. I had this company called Carter-Young Inc appear on my credit for a collection of {$240.00}. The collection shows it was a debt from XXXX from XX/XX/XXXX, but I have lived in my new home in XXXX since XX/XX/XXXX. I cancelled this service after I moved, and realized it was still pulling from my credit card. I have had zero communication from anyone that I had a debt. Period not one! There was another collection from this collection company representing XXXX but they removed that one from all 3 credit bureaus when I disputed the charge. I have not spoken to anyone, received a bill, presented information where I am liable for whatever this charge is nothing, but they hit my credit!? This has to be illegal!?
Frequently Asked Questions
What is Complaint #10093897 about?
Complaint #10093897 was filed against Carter-Young, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-09-11T12:00:00-05:00.
How did Carter-Young, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Carter-Young, INC.?
Yes, visit the Carter-Young, INC. company profile at readthecomplaint.com/company/carter-young-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.