Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #10093532

Complaint Overview

Complaint ID: 10093532

Company: Bright Capital INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem with a lender or other company charging your account

Sub-Issue: Transaction was not authorized

State: Alabama

ZIP Code: 36526

Date Received: 2024-09-11T12:00:00-05:00

Date Sent to Company: 2024-09-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On Tuesday XX/XX/XXXX, I created a account with a company named Bright Money. I was told to put my info in to verify my bank. But nothing is disclosed up front with regards to the membership or how it's billed. Advertising " {$8.00} a month '' while not directly disclosing they'll charge {$97.00} up front is a blatant lie. My issue is with the undisclosed membership fee.

Frequently Asked Questions

What is Complaint #10093532 about?

Complaint #10093532 was filed against Bright Capital INC regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2024-09-11T12:00:00-05:00.

How did Bright Capital INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Bright Capital INC?

Yes, visit the Bright Capital INC company profile at readthecomplaint.com/company/bright-capital-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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