Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10081126
Complaint Overview
Complaint ID: 10081126
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Arizona
ZIP Code: 85018
Date Received: 2024-09-09T12:00:00-05:00
Date Sent to Company: 2024-09-09T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The consumer reporting agencies need to report all information with complete accuracy, The following XXXX XXXX accounts have been reporting to my credit for a long time with inaccuracy repeated charge - off reports, this account 's is inaccurately reported with monthly charge- offs, potentially re-aging the debt illegally. This constitutes a clear violation of 15 U.S. Code 1681e ( b ), also Omission of account transfer/sale information. The failure to report the transfer or sale of the account misrepresents its status, in violation of 15 U.S. Code 1681s2. Remove the following capital one accounts immediately as they are hurting my credit. XXXX XXXX XXXX XXXXXXXX XXXX XXXX Balance {$3700.00} XXXX XXXX {$2700.00} Passed due {$3700.00} Charge off {$3500.00} Balance was charge off reported as still outstanding balance, account was transfer to collection agency Payment history is not accurate XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX Balance {$4500.00} Credit Limit {$3500.00} Charge off {$4400.00} Balance was charge off reported as still outstanding balance, account was transfer to collection agency Payment history is not accurate
Frequently Asked Questions
What is Complaint #10081126 about?
Complaint #10081126 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-09-09T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.