Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10064128
Complaint Overview
Complaint ID: 10064128
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Virginia
ZIP Code: 23701
Date Received: 2024-09-08T12:00:00-05:00
Date Sent to Company: 2024-09-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX SUBJECT : DISPUTE for DELETION of Unauthorized/Inaccurate Credit Inquires. Dear XXXX Dispute Department, I am writing to formally dispute the following unauthorized or inaccurate inquires listed on my credit report. I have reviewed my credit report and found these inquiries were made without my consent or are inaccurate. The details of the inquires in question are as follows : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX According to the Fair Credit Reporting Act, U.S. Code 1681 e ( b ) ACCURACY OF REPORT, & 15 U.S. CODE 1681 i ( 5 ) TREATMENT OF INACCURATE OR UNVERIFIABLE INFORMATION ( A ). According to the Fair Credit Reporting Act ( FCRA ). ONLY authorized inquires should appear on a consumers credit report. I have not applied for credit with the companies listed above, nor have I authorized these inquiries. Therefore, I am requesting that these inquires be DELETED FROM MY CREDIT REPORT. Enclosed with this letter are copies of my identification and a recent utility bill to verify my identity. I would appreciate your prompt attention to this matter and kindly request a written conformation once these inquires have been DELETED from my credit report. I look forward to your timely response within the 30 day period allowed by the FCRA. Thank you for your cooperation. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #10064128 about?
Complaint #10064128 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-09-08T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.