Debt collection -- Took or threatened to take negative or legal action -- Complaint #10059717

Complaint Overview

Complaint ID: 10059717

Company: First Portfolio Servicing INC

Product: Debt collection

Sub-Product: Credit card debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened to sue you for very old debt

State: Washington

ZIP Code: XXXXX

Date Received: 2024-09-06T12:00:00-05:00

Date Sent to Company: 2024-09-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I keep getting harassing calls from various numbers I blocked saying they are trying to collect a debt, that is old, disputed, removed, and deleted from my credit reports trying to offer me deals I am not obligated to pay in the excess amounts of XXXX, XXXX, and XXXX dollars, which I do not owe WHO ARE TRYING TO XXXX XXXX OVER MY CREDIT REPORTS I HAVE WORKED SO HARD TO FIX FOR THE LAST 10 YEARS. THEY ARE CALLED THE XXXX XXXX XXXX NAME IS XXXX XXXX, XXXX, CASE # XXXX. I don't owe Total VisaXXXX XXXX who never lived in Idaho, but I need me a XXXX XXXX who I'd XXXX know like another XXXX night stand in XXXX, XXXX to other areas of the XXXX XXXX XXXXh a down too much approach. People, lawyers, colleges, and government/corporate organizations owe me money as I have a litany of people who need to gim me all my money from DFAS from the military, federal agencies since XXXX to present day with a XXXX.

Frequently Asked Questions

What is Complaint #10059717 about?

Complaint #10059717 was filed against First Portfolio Servicing INC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-09-06T12:00:00-05:00.

How did First Portfolio Servicing INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against First Portfolio Servicing INC?

Yes, visit the First Portfolio Servicing INC company profile at readthecomplaint.com/company/first-portfolio-servicing-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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