Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #10059396

Complaint Overview

Complaint ID: 10059396

Company: Capital One Financial Corporation

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Colorado

ZIP Code: 81401

Date Received: 2024-09-06T12:00:00-05:00

Date Sent to Company: 2024-09-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Compromised XXXX XXXX XXXX Date found on dark web XX/XX/year> Additional info found with this breach Identity Information First Name : XXXX XXXX Name : XXXX Last Name : XXXX Phone Number : ( XXXX ) XXXX Contact Information Address : XXXX XXXX XXXX XXXX XXXX, IL XXXX XXXX received this alert on my credit report. This person has access to my social security number. I do not know them.

Frequently Asked Questions

What is Complaint #10059396 about?

Complaint #10059396 was filed against Capital One Financial Corporation regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-09-06T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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