Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #10058954

Complaint Overview

Complaint ID: 10058954

Company: Id Analytics, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: California

ZIP Code: 90221

Date Received: 2024-09-07T12:00:00-05:00

Date Sent to Company: 2024-09-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

To whom it may concern, Re : This is a formal dispute of my right as a consumer for removal of all reported inaccurate reporting named in this dispute that is reporting on my credit report. Please firmly establish that your reportings are certifiably compliant in its reporting ( s ) as dubious to be of the mandated physically verified validated claims of truth, accuracy, completeness, of a known ownership of responsibility, of adequate timeliness, and or elsewise indubitable in or of its validity unequivocally as disclosed, as indicated! To Whom it Concerns, This cite serves as my Lawful consumer request for all claims of collections and derogatoriness be supposed or elsewise revealed not only of the federally mandated requirement with the maximum achievable accuracy and maximum likely completion but equally in full accordance with the established standards of ethical lawful reporting. For any potential reported negativity, my demand is for any such still yet unproven allegation be absolute and well corroborated to its utter truth and facts, even certified as such. It is your requirement to have a certifiably compliant reporting process of which adheres to the mandatorily utilized Metro 2 data field formatted reporting standard ( s ). ********************************************************************************************************************************************************** I today, here and now, contest your report-ability of the claims noted in this complaint. Additionally, I challenge you to make record testament and further to demonstrate the evidence, if any, of each claims eradicated certified compliant reporting even beyond eachs In consonance with-requisites of being physically verified as fully indubitable, of maximum imaginable correctness, adequately total, timely, known to be of my ownership of responsibility, and or else wise undoubtable in its sure validity as required as made known and suggested in report referenced! As you are aware, or SHOULD BE AWARE, According to 2020 CRRG, DPN 3-4, ANY DEVIATION OF THESE STANDARDS JEOPARDIZES THE INTEGRITY OF THE DATA. As currently demonstrated in the above-mentioned report and being seemingly deficient of certainty of facts, with concerns to the adequately certifiable reporting process ( es ) and or format ( s ), it can NOT be assumed your claims are within the minimal criteria for lawful and or ethical reporting, even should collection rights be unaffected, if even applies. In appreciation of the sufficient reporting safeguards, the below noted claim ( s ) divulged versus me are contested as not being of a sure confirmation of facts and truth much less being certifiable in its essential compliant reporting process ( es ) and or the mandatory Metro 2 format reporting. Being divergent of the expected reporting caliber, the below contested reputed claims probity each is in a state of peril due to multiple aspects of ailment as indicated beneath, efface from reporting ALL ASPECTS OF NEGATIVITY immediately and permanently. In accordance with the Fair Credit Reporting Act Section 611 ( 15 U.S.C. 1681I ) and the understood STANDARDS of acceptable lawful COMPLIANT REPORTING STANDARDS such as the METRO 2 Five Points of Compliance and other potentially applicable standards and or regulatory engrossments of reporting I am rendering this officially writ consumer CHECK OF COMPLIANT REPORTING and CHALLENGE versus any and all insufficient reporting and ineptitude to sufficiently document factual reporting verifiability of validness, authenticity, accuracy, ownership of responsibility, completeness, and or certifiability of the mandated compliant Procedure of REPORTING and mandatorily perfect complete certifiable METRO 2 FORMAT compliance of reporting standard ( s ). I do not recognize the information listed below as having ever been demonstrated to be factual in solidity much less certified compliantly reported in the mandatory processes of reporting and with factual, accurate, and completely certified ordered format of the METRO 2 COMPLIANCE STANDARD of reporting standard ( s ). PLEASE DELETE THE FOLLOWING ACCOUNT BELOW XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FCRA Compliance/Date of First Delinquency ACCOUNT STATUS PAYMENT RESOLUTION XXXX Account Type : MISSING INFO XXXX Terms Duration : MISSING INFO XXXX Compliance Condition Code : MISSING INFO XXXX No Payment History : PLEASE DELETE XXXX Account Status : MISSING INFO I have a copy of my Drivers Licenses and Social Security Card for verification purposes. Please notify me that the above items have been deleted pursuant to 611 ( a ) ( 6 ) [ 15 USC 1681j ( a ) ( 6 ) ]. I am also requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of 612 [ 15 USC 1681j ], there should be no charge for this report.

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