Mortgage -- Trouble during payment process -- Complaint #10056420

Complaint Overview

Complaint ID: 10056420

Company: Mr. Cooper Group INC.

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Trouble during payment process

Sub-Issue: Payment process

State: Arizona

ZIP Code: 85308

Date Received: 2024-09-07T12:00:00-05:00

Date Sent to Company: 2024-09-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Every month I sent extra money to be apply to the principal amount but instead the company chooses to pay themselves up to 5 months ahead of scheduled and every single month i have to make a call to reverse the payments meanwhile I'm getting charge interest on a larger principal amount. in other words, they are charging me interest on my own money.

Frequently Asked Questions

What is Complaint #10056420 about?

Complaint #10056420 was filed against Mr. Cooper Group INC. regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2024-09-07T12:00:00-05:00.

How did Mr. Cooper Group INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Mr. Cooper Group INC.?

Yes, visit the Mr. Cooper Group INC. company profile at readthecomplaint.com/company/mr-cooper-group-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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