Debt collection -- Written notification about debt -- Complaint #10056280
Complaint Overview
Complaint ID: 10056280
Company: Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Notification didn't disclose it was an attempt to collect a debt
State: California
ZIP Code: 92021
Date Received: 2024-09-05T12:00:00-05:00
Date Sent to Company: 2024-09-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing in response to your letter dated XX/XX/year>, regarding the alleged debt for the amount of {$1600.00} related to XXXX XXXX. I do not recognize this debt and request that you provide complete validation of the account. Specifically, I am requesting : Documentation of my liability for this debt, including the original signed contract. A full breakdown of all charges, fees, and interest. Proof that this debt is valid under California law, where I reside, including any notices or communications sent to me. Documentation of any previous attempts to notify me of this debt and evidence that I received them. Under the Fair Debt Collection Practices Act ( FDCPA ), I am formally disputing this debt, and I request that you cease all collection activities until the debt is validated. Additionally, please mark this debt as " disputed '' on my credit report while the validation process is ongoing. Please respond to this request in writing and provide the requested documentation. I also reserve the right to seek legal counsel if necessary.
Frequently Asked Questions
What is Complaint #10056280 about?
Complaint #10056280 was filed against Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-09-05T12:00:00-05:00.
How did Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis?
Yes, visit the Rowland Avenue Management, INC. A/Ka Columbia Debt Recovery, LLC D/B/A Genesis company profile at readthecomplaint.com/company/rowland-avenue-management-inc-a-ka-columbia-debt-recovery-llc-d-b-a-genesis to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.