Debt collection -- False statements or representation -- Complaint #10056200
Complaint Overview
Complaint ID: 10056200
Company: Credit Acceptance Corporation
Product: Debt collection
Sub-Product: Auto debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: North Carolina
ZIP Code: 28560
Date Received: 2024-09-07T12:00:00-05:00
Date Sent to Company: 2024-09-07T12:00:00-05:00
Company Response: Closed with monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I just found out that for almost 7 years credit acceptance corporation is adding to the balance every month. I haven't had this car for years. They weren't up front about how much the interest would be and they preyed on me. On top of that they report to the credit agencies every month. The account should have been closed when they repossessed the car. I am going to get an attorney involved.
Frequently Asked Questions
What is Complaint #10056200 about?
Complaint #10056200 was filed against Credit Acceptance Corporation regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-09-07T12:00:00-05:00.
How did Credit Acceptance Corporation respond to this complaint?
The company responded with: "Closed with monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit Acceptance Corporation?
Yes, visit the Credit Acceptance Corporation company profile at readthecomplaint.com/company/credit-acceptance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.