Credit card -- Advertising and marketing, including promotional offers -- Complaint #10048637

Complaint Overview

Complaint ID: 10048637

Company: Barclays Bank Delaware

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Advertising and marketing, including promotional offers

Sub-Issue: Didn't receive advertised or promotional terms

State: Connecticut

ZIP Code: 06484

Date Received: 2024-09-05T12:00:00-05:00

Date Sent to Company: 2024-09-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I took advantage of a 0 % balance transfer offer when I visited the website to check my balance which at the time was {$0.00}. I had other offers for 0 % interest but took advantage of this one. I was charged the regular rate 17.24 % on the initial balance transfer and the following statement. The customer service team has repeatedly ignored my requests for a resolution and I have since transferred the balance to another financial institution. I am requested that all finance charges be reversed and I will be closing this account.

Frequently Asked Questions

What is Complaint #10048637 about?

Complaint #10048637 was filed against Barclays Bank Delaware regarding Credit card specifically about Advertising and marketing, including promotional offers. It was received by the CFPB on 2024-09-05T12:00:00-05:00.

How did Barclays Bank Delaware respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Barclays Bank Delaware?

Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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