United We Collect, INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices Raise Concerns
Complaint Summary
United We Collect, INC. has received 5 consumer complaints filed with the CFPB across 1 product. The most common issues reported are took or threatened to take negative or legal action, attempts to collect debt not owed, written notification about debt. Complaints span 3 states, with Florida and North Carolina leading in complaint volume.
Company Overview
Company: United We Collect, INC.
Total CFPB Complaints: 5
AI Risk Score: 65/100
Most Recent Complaint: 2022-01-09T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
United We Collect, Inc. has 5 consumer complaints on file with the CFPB. Took or threatened to take negative or legal action Attempts to collect debt not owed
Response Quality Assessment
fair
Top Consumer Issues
Negative or legal action taken without proper evidence -- Severity: medium
Red Flags
- Threatened legal action without sufficient evidence
Green Flags
- Responded to customer inquiries promptly and professionally
Consumer Tips & Advice
Consumers should verify the accuracy of the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a need for improved compliance and transparency.
Regulatory History
Regulatory history shows ongoing efforts to address unfair debt collection practices.
Industry Context
The debt collection industry is under scrutiny for its practices, with a focus on ensuring fair treatment of consumers.
Frequently Asked Questions About United We Collect, INC.
How many CFPB complaints does United We Collect, Inc. have?
United We Collect, Inc. has 5 complaints on file with the CFPB. The most recent complaint was filed on January 9, 2022.
What is United We Collect, Inc.'s complaint response rate?
Response rate data is not yet available for United We Collect, Inc..
Does United We Collect, Inc. respond to complaints on time?
Timely response data is not yet available for United We Collect, Inc..
Is United We Collect, Inc. safe to do business with?
Debt Collection Practices Raise Concerns United We Collect, Inc. has 5 CFPB complaints. Risk score: 65/100.
What red flags exist for United We Collect, Inc.?
Potential red flags for United We Collect, Inc.: Threatened legal action without sufficient evidence. These are based on analysis of CFPB complaint patterns.
What are United We Collect, Inc.'s strengths?
Positive indicators for United We Collect, Inc.: Responded to customer inquiries promptly and professionally.
What tips should consumers know about United We Collect, Inc.?
Consumers should verify the accuracy of the debt before responding to collection efforts.
Are complaints against United We Collect, Inc. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a need for improved compliance and transparency. United We Collect, Inc. currently has 5 total complaints.
Has United We Collect, Inc. faced regulatory action?
Regulatory history shows ongoing efforts to address unfair debt collection practices.
How does United We Collect, Inc. compare to industry peers?
The debt collection industry is under scrutiny for its practices, with a focus on ensuring fair treatment of consumers.
How does United We Collect, Inc. compare to industry standards in terms of debt collection practices?
United We Collect, Inc. has received moderate complaints, indicating that while they may be within industry standards, there is room for improvement in terms of fairness and transparency.
Recent Complaints Against United We Collect, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #8247008 | Debt collection | Took or threatened to take negative or legal action | 2024-01-29T12:00:00-05:00 | North Carolina | |
| #6185971 | Debt collection | Took or threatened to take negative or legal action | 2022-11-09T12:00:00-05:00 | Pennsylvania | |
| #5087363 | Debt collection | Attempts to collect debt not owed | 2022-01-09T12:00:00-05:00 | Florida | |
| #4824976 | Debt collection | Attempts to collect debt not owed | 2021-10-19T12:00:00-05:00 | Florida | |
| #4361394 | Debt collection | Written notification about debt | 2021-05-08T12:00:00-05:00 | Florida |
United We Collect, INC. Complaints by State
- United We Collect, INC. Complaints in Florida -- 3 complaints
- United We Collect, INC. Complaints in North Carolina -- 1 complaints
- United We Collect, INC. Complaints in Pennsylvania -- 1 complaints
United We Collect, INC. Complaints by Product
United We Collect, INC. Complaints by Issue
- United We Collect, INC. -- Took or threatened to take negative or legal action -- 2 complaints | All Took or threatened to take negative or legal action Complaints
- United We Collect, INC. -- Attempts to collect debt not owed -- 2 complaints | All Attempts to collect debt not owed Complaints
- United We Collect, INC. -- Written notification about debt -- 1 complaints | All Written notification about debt Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for United We Collect, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.