Surf Consultants, INC. -- Consumer Complaint Report & Risk Analysis
Surf Consultants, Inc. Faces Complaints Over Debt Collection Practices
Complaint Summary
Surf Consultants, INC. has received 3 consumer complaints filed with the CFPB across 1 product. The most common issues reported are attempts to collect debt not owed, took or threatened to take negative or legal action. Complaints span 1 state, with Florida leading in complaint volume.
Company Overview
Company: Surf Consultants, INC.
Total CFPB Complaints: 3
AI Risk Score: 53/100
Most Recent Complaint: 2022-11-18T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: low
- Consumer Harm Severity: medium
AI Company Analysis
Surf Consultants, Inc. has 3 consumer complaints on file with the CFPB. Surf Consultants, Inc. has received complaints about attempting to collect debts that are not owed. The company has also been accused of threatening legal action inappropriately.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Threatened legal action without proper evidence
Green Flags
- Proper verification process in place
Consumer Tips & Advice
Consumers should verify the accuracy of the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints against debt collectors for improper actions.
Regulatory History
Regulatory history shows ongoing scrutiny of debt collection practices.
Industry Context
The debt collection industry is under pressure to improve transparency and accuracy in their practices.
Frequently Asked Questions About Surf Consultants, INC.
How many CFPB complaints does Surf Consultants, Inc. have?
Surf Consultants, Inc. has 3 complaints on file with the CFPB. The most recent complaint was filed on November 18, 2022.
What is Surf Consultants, Inc.'s complaint response rate?
Response rate data is not yet available for Surf Consultants, Inc..
Does Surf Consultants, Inc. respond to complaints on time?
Timely response data is not yet available for Surf Consultants, Inc..
Is Surf Consultants, Inc. safe to do business with?
Surf Consultants, Inc. Faces Complaints Over Debt Collection Practices Surf Consultants, Inc. has 3 CFPB complaints. Risk score: 53/100.
What red flags exist for Surf Consultants, Inc.?
Potential red flags for Surf Consultants, Inc.: Threatened legal action without proper evidence. These are based on analysis of CFPB complaint patterns.
What are Surf Consultants, Inc.'s strengths?
Positive indicators for Surf Consultants, Inc.: Proper verification process in place.
What tips should consumers know about Surf Consultants, Inc.?
Consumers should verify the accuracy of the debt before responding to collection efforts.
Are complaints against Surf Consultants, Inc. increasing or decreasing?
There is a trend of increasing complaints against debt collectors for improper actions. Surf Consultants, Inc. currently has 3 total complaints.
Has Surf Consultants, Inc. faced regulatory action?
Regulatory history shows ongoing scrutiny of debt collection practices.
How does Surf Consultants, Inc. compare to industry peers?
The debt collection industry is under pressure to improve transparency and accuracy in their practices.
What unique insight can be drawn from the complaints against Surf Consultants, Inc.?
The complaints highlight a lack of due diligence in verifying the legitimacy of debts before initiating collection efforts.
Recent Complaints Against Surf Consultants, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #6742359 | Debt collection | Attempts to collect debt not owed | 2023-03-23T12:00:00-05:00 | Florida | |
| #6221943 | Debt collection | Attempts to collect debt not owed | 2022-11-18T12:00:00-05:00 | Florida | |
| #4794297 | Debt collection | Took or threatened to take negative or legal action | 2021-10-08T12:00:00-05:00 | Florida |
Surf Consultants, INC. Complaints by State
- Surf Consultants, INC. Complaints in Florida -- 3 complaints
Surf Consultants, INC. Complaints by Product
Surf Consultants, INC. Complaints by Issue
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Surf Consultants, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.