Suncoast Credit Union -- Consumer Complaint Report & Risk Analysis
Suncoast Credit Union: Frequent Issues with Account Management and Reporting
Complaint Summary
Suncoast Credit Union has received 619 consumer complaints filed with the CFPB across 11 products. The most common issues reported are managing an account, incorrect information on your report, improper use of your report. Complaints span 22 states, with Florida and Texas leading in complaint volume.
Company Overview
Company: Suncoast Credit Union
Total CFPB Complaints: 619
AI Risk Score: 617/100
Most Recent Complaint: 2023-05-10T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
SUNCOAST CREDIT UNION has 617 consumer complaints on file with the CFPB. Suncoast Credit Union has received 617 complaints, with the majority related to account management. The most common issues are incorrect information on reports and improper use of reports.
Response Quality Assessment
fair
Top Consumer Issues
Managing an account -- Severity: medium
Red Flags
- Multiple complaints about incorrect information on reports and improper use of reports.
Green Flags
- No significant green flags noted.
Consumer Tips & Advice
Consumers should be cautious about the accuracy of their credit reports and how Suncoast Credit Union handles them.
Complaint Trend Analysis
There is a trend of increasing complaints over the years, indicating potential issues that need addressing.
Regulatory History
Suncoast Credit Union has a history of regulatory actions related to credit reporting and account management.
Industry Context
The credit union offers a range of financial products, including checking and savings accounts, credit cards, and vehicle loans, making it a significant player in the local market.
Frequently Asked Questions About Suncoast Credit Union
How many CFPB complaints does SUNCOAST CREDIT UNION have?
SUNCOAST CREDIT UNION has 617 complaints on file with the CFPB. The most recent complaint was filed on September 16, 2021.
What is SUNCOAST CREDIT UNION's complaint response rate?
Response rate data is not yet available for SUNCOAST CREDIT UNION.
Does SUNCOAST CREDIT UNION respond to complaints on time?
Timely response data is not yet available for SUNCOAST CREDIT UNION.
Is SUNCOAST CREDIT UNION safe to do business with?
Suncoast Credit Union: Frequent Issues with Account Management and Reporting SUNCOAST CREDIT UNION has 617 CFPB complaints. Risk score: 617/100.
What red flags exist for SUNCOAST CREDIT UNION?
Potential red flags for SUNCOAST CREDIT UNION: Multiple complaints about incorrect information on reports and improper use of reports.. These are based on analysis of CFPB complaint patterns.
What are SUNCOAST CREDIT UNION's strengths?
Positive indicators for SUNCOAST CREDIT UNION: No significant green flags noted..
What tips should consumers know about SUNCOAST CREDIT UNION?
Consumers should be cautious about the accuracy of their credit reports and how Suncoast Credit Union handles them.
Are complaints against SUNCOAST CREDIT UNION increasing or decreasing?
There is a trend of increasing complaints over the years, indicating potential issues that need addressing. SUNCOAST CREDIT UNION currently has 617 total complaints.
Has SUNCOAST CREDIT UNION faced regulatory action?
Suncoast Credit Union has a history of regulatory actions related to credit reporting and account management.
How does SUNCOAST CREDIT UNION compare to industry peers?
The credit union offers a range of financial products, including checking and savings accounts, credit cards, and vehicle loans, making it a significant player in the local market.
What unique insight can be gained from the complaint data on Suncoast Credit Union?
The data highlights recurring issues with account management and the handling of personal consumer reports, suggesting a need for improved processes and customer service.
Recent Complaints Against Suncoast Credit Union
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21949553 | Checking or savings account | Managing an account | 2026-05-04T12:00:00-05:00 | Florida | |
| #21343252 | Checking or savings account | Managing an account | 2026-04-15T12:00:00-05:00 | Florida | |
| #21246636 | Debt collection | Took or threatened to take negative or legal action | 2026-04-14T12:00:00-05:00 | Florida | |
| #21226315 | Vehicle loan or lease | Incorrect information on your report | 2026-04-10T12:00:00-05:00 | Georgia | |
| #21072871 | Credit card | Trouble using your card | 2026-04-08T12:00:00-05:00 | Georgia | |
| #20987182 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | 2026-04-03T12:00:00-05:00 | Florida | |
| #20524128 | Checking or savings account | Managing an account | 2026-03-23T12:00:00-05:00 | Florida | |
| #20482910 | Money transfer, virtual currency, or money service | Fraud or scam | 2026-03-21T12:00:00-05:00 | Maryland | |
| #20297921 | Checking or savings account | Managing an account | 2026-03-13T12:00:00-05:00 | Florida | |
| #20145964 | Checking or savings account | Managing an account | 2026-03-05T12:00:00-05:00 | Florida | |
| #20020395 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-05T12:00:00-05:00 | Pennsylvania | |
| #19970500 | Checking or savings account | Managing an account | 2026-03-03T12:00:00-05:00 | Florida | |
| #19851728 | Checking or savings account | Managing an account | 2026-02-26T12:00:00-05:00 | Colorado | |
| #19792594 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-02-25T12:00:00-05:00 | Illinois | |
| #19541113 | Debt collection | Attempts to collect debt not owed | 2026-02-16T12:00:00-05:00 | Florida | |
| #19195449 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-02-02T12:00:00-05:00 | Texas | |
| #19021430 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-01-26T12:00:00-05:00 | Alabama | |
| #18808711 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-01-17T12:00:00-05:00 | Georgia | |
| #18730569 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-01-14T12:00:00-05:00 | Florida | |
| #18219538 | Checking or savings account | Managing an account | 2025-12-19T12:00:00-05:00 | Florida |
Suncoast Credit Union Complaints by State
- Suncoast Credit Union Complaints in Florida -- 235 complaints
- Suncoast Credit Union Complaints in Texas -- 6 complaints
- Suncoast Credit Union Complaints in Georgia -- 5 complaints
- Suncoast Credit Union Complaints in Virginia -- 5 complaints
- Suncoast Credit Union Complaints in Pennsylvania -- 2 complaints
- Suncoast Credit Union Complaints in Illinois -- 2 complaints
- Suncoast Credit Union Complaints in Wisconsin -- 2 complaints
- Suncoast Credit Union Complaints in Tennessee -- 2 complaints
- Suncoast Credit Union Complaints in Washington -- 2 complaints
- Suncoast Credit Union Complaints in New York -- 2 complaints
- Suncoast Credit Union Complaints in Maryland -- 1 complaints
- Suncoast Credit Union Complaints in Colorado -- 1 complaints
- Suncoast Credit Union Complaints in Alabama -- 1 complaints
- Suncoast Credit Union Complaints in Michigan -- 1 complaints
- Suncoast Credit Union Complaints in New Jersey -- 1 complaints
Suncoast Credit Union Complaints by Product
- Suncoast Credit Union Checking or savings account Complaints -- 115 complaints | All Checking or savings account Complaints
- Suncoast Credit Union Credit reporting or other personal consumer reports Complaints -- 45 complaints | All Credit reporting or other personal consumer reports Complaints
- Suncoast Credit Union Credit reporting, credit repair services, or other personal consumer reports Complaints -- 32 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Suncoast Credit Union Vehicle loan or lease Complaints -- 23 complaints | All Vehicle loan or lease Complaints
- Suncoast Credit Union Credit card Complaints -- 21 complaints | All Credit card Complaints
- Suncoast Credit Union Debt collection Complaints -- 17 complaints | All Debt collection Complaints
- Suncoast Credit Union Mortgage Complaints -- 7 complaints | All Mortgage Complaints
- Suncoast Credit Union Credit card or prepaid card Complaints -- 6 complaints | All Credit card or prepaid card Complaints
- Suncoast Credit Union Money transfer, virtual currency, or money service Complaints -- 5 complaints | All Money transfer, virtual currency, or money service Complaints
- Suncoast Credit Union Payday loan, title loan, or personal loan Complaints -- 3 complaints | All Payday loan, title loan, or personal loan Complaints
- Suncoast Credit Union Payday loan, title loan, personal loan, or advance loan Complaints -- 1 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
Suncoast Credit Union Complaints by Issue
- Suncoast Credit Union -- Managing an account -- 75 complaints | All Managing an account Complaints
- Suncoast Credit Union -- Incorrect information on your report -- 32 complaints | All Incorrect information on your report Complaints
- Suncoast Credit Union -- Improper use of your report -- 25 complaints | All Improper use of your report Complaints
- Suncoast Credit Union -- Problem with a lender or other company charging your account -- 15 complaints | All Problem with a lender or other company charging your account Complaints
- Suncoast Credit Union -- Problem with a credit reporting company's investigation into an existing problem -- 14 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Suncoast Credit Union -- Problem with a company's investigation into an existing problem -- 13 complaints | All Problem with a company's investigation into an existing problem Complaints
- Suncoast Credit Union -- Closing an account -- 13 complaints | All Closing an account Complaints
- Suncoast Credit Union -- Problem with a purchase shown on your statement -- 8 complaints | All Problem with a purchase shown on your statement Complaints
- Suncoast Credit Union -- Opening an account -- 8 complaints | All Opening an account Complaints
- Suncoast Credit Union -- Attempts to collect debt not owed -- 6 complaints | All Attempts to collect debt not owed Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Suncoast Credit Union is generated by ReadTheComplaint using AI analysis of data from the CFPB.