Southern Credit Recovery, INC. -- Consumer Complaint Report & Risk Analysis
Southern Credit Recovery, Inc. Debt Collection Practices
Complaint Summary
Southern Credit Recovery, INC. has received 15 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, incorrect information on your report. Complaints span 4 states, with Louisiana and Texas leading in complaint volume.
Company Overview
Company: Southern Credit Recovery, INC.
Total CFPB Complaints: 15
AI Risk Score: 35/100
Most Recent Complaint: 2021-06-06T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
Southern Credit Recovery, Inc. has 15 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about debt collection not owed
Green Flags
- No significant positive feedback received
Consumer Tips & Advice
Be cautious and verify the debt before responding to collection efforts.
Complaint Trend Analysis
There is a consistent trend of complaints regarding debt collection practices.
Regulatory History
Regulatory history shows some enforcement actions but no major violations.
Industry Context
Southern Credit Recovery, Inc. operates in a highly regulated industry with strict guidelines for debt collection.
Frequently Asked Questions About Southern Credit Recovery, INC.
How many CFPB complaints does Southern Credit Recovery, Inc. have?
Southern Credit Recovery, Inc. has 15 complaints on file with the CFPB. The most recent complaint was filed on June 6, 2021.
What is Southern Credit Recovery, Inc.'s complaint response rate?
Response rate data is not yet available for Southern Credit Recovery, Inc..
Does Southern Credit Recovery, Inc. respond to complaints on time?
Timely response data is not yet available for Southern Credit Recovery, Inc..
Is Southern Credit Recovery, Inc. safe to do business with?
Southern Credit Recovery, Inc. Debt Collection Practices Southern Credit Recovery, Inc. has 15 CFPB complaints. Risk score: 35/100.
What red flags exist for Southern Credit Recovery, Inc.?
Potential red flags for Southern Credit Recovery, Inc.: Multiple complaints about debt collection not owed. These are based on analysis of CFPB complaint patterns.
What are Southern Credit Recovery, Inc.'s strengths?
Positive indicators for Southern Credit Recovery, Inc.: No significant positive feedback received.
What tips should consumers know about Southern Credit Recovery, Inc.?
Be cautious and verify the debt before responding to collection efforts.
Are complaints against Southern Credit Recovery, Inc. increasing or decreasing?
There is a consistent trend of complaints regarding debt collection practices. Southern Credit Recovery, Inc. currently has 15 total complaints.
Has Southern Credit Recovery, Inc. faced regulatory action?
Regulatory history shows some enforcement actions but no major violations.
How does Southern Credit Recovery, Inc. compare to industry peers?
Southern Credit Recovery, Inc. operates in a highly regulated industry with strict guidelines for debt collection.
What specific actions can consumers take to protect themselves from unfair debt collection practices?
Consumers should verify the debt, dispute any inaccuracies, and consider seeking legal advice if necessary.
Recent Complaints Against Southern Credit Recovery, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17875542 | Debt collection | Attempts to collect debt not owed | 2025-11-13T12:00:00-05:00 | Louisiana | |
| #6868274 | Debt collection | Written notification about debt | 2023-04-20T12:00:00-05:00 | Louisiana | |
| #6497645 | Debt collection | Attempts to collect debt not owed | 2023-01-27T12:00:00-05:00 | Louisiana | |
| #6407509 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-01-06T12:00:00-05:00 | Louisiana | |
| #5640022 | Debt collection | Attempts to collect debt not owed | 2022-06-06T12:00:00-05:00 | Louisiana | |
| #5205506 | Debt collection | Attempts to collect debt not owed | 2022-02-09T12:00:00-05:00 | Louisiana | |
| #5154499 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-01-26T12:00:00-05:00 | Texas | |
| #4994116 | Debt collection | Attempts to collect debt not owed | 2021-12-09T12:00:00-05:00 | Louisiana | |
| #4827836 | Debt collection | Written notification about debt | 2021-10-20T12:00:00-05:00 | Mississippi | |
| #4806624 | Debt collection | Written notification about debt | 2021-10-13T12:00:00-05:00 | Louisiana | |
| #4802298 | Debt collection | Attempts to collect debt not owed | 2021-10-12T12:00:00-05:00 | Florida | |
| #4648773 | Debt collection | Attempts to collect debt not owed | 2021-08-20T12:00:00-05:00 | Louisiana | |
| #4435373 | Debt collection | Attempts to collect debt not owed | 2021-06-06T12:00:00-05:00 | Louisiana | |
| #4434664 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-06-06T12:00:00-05:00 | Louisiana | |
| #4405543 | Debt collection | Attempts to collect debt not owed | 2021-05-25T12:00:00-05:00 | Louisiana |
Southern Credit Recovery, INC. Complaints by State
- Southern Credit Recovery, INC. Complaints in Louisiana -- 12 complaints
- Southern Credit Recovery, INC. Complaints in Texas -- 1 complaints
- Southern Credit Recovery, INC. Complaints in Mississippi -- 1 complaints
- Southern Credit Recovery, INC. Complaints in Florida -- 1 complaints
Southern Credit Recovery, INC. Complaints by Product
- Southern Credit Recovery, INC. Debt collection Complaints -- 12 complaints | All Debt collection Complaints
- Southern Credit Recovery, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 3 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Southern Credit Recovery, INC. Complaints by Issue
- Southern Credit Recovery, INC. -- Attempts to collect debt not owed -- 9 complaints | All Attempts to collect debt not owed Complaints
- Southern Credit Recovery, INC. -- Written notification about debt -- 3 complaints | All Written notification about debt Complaints
- Southern Credit Recovery, INC. -- Incorrect information on your report -- 3 complaints | All Incorrect information on your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Southern Credit Recovery, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.