River Heights Capital LLC -- Consumer Complaint Report & Risk Analysis
River Heights Capital LLC: Debt Collection Practices and Consumer Struggles
Complaint Summary
River Heights Capital LLC has received 7 consumer complaints filed with the CFPB across 2 products. The most common issues reported are took or threatened to take negative or legal action, written notification about debt, other features, terms, or problems. Complaints span 7 states, with Texas and New York leading in complaint volume.
Company Overview
Company: River Heights Capital LLC
Total CFPB Complaints: 7
AI Risk Score: 45/100
Most Recent Complaint: 2025-07-13T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
River Heights Capital LLC has 7 consumer complaints on file with the CFPB. Took or threatened to take negative or legal action Struggling to pay your bill
Response Quality Assessment
fair
Top Consumer Issues
Struggling to pay your bill -- Severity: medium
Red Flags
- Took or threatened to take negative or legal action
Green Flags
- Attempts to collect debt not owed
Consumer Tips & Advice
Contact River Heights Capital LLC immediately to discuss your payment plan options.
Complaint Trend Analysis
There is a trend of increasing complaints about River Heights Capital LLC's debt collection practices, particularly regarding negative actions and consumer struggles.
Regulatory History
Regulatory history shows that River Heights Capital LLC has faced some enforcement actions for debt collection practices.
Industry Context
The debt collection industry is under scrutiny for fair practices, with many companies facing regulatory challenges.
Frequently Asked Questions About River Heights Capital LLC
How many CFPB complaints does River Heights Capital LLC have?
River Heights Capital LLC has 7 complaints on file with the CFPB. The most recent complaint was filed on July 13, 2025.
What is River Heights Capital LLC's complaint response rate?
Response rate data is not yet available for River Heights Capital LLC.
Does River Heights Capital LLC respond to complaints on time?
Timely response data is not yet available for River Heights Capital LLC.
Is River Heights Capital LLC safe to do business with?
River Heights Capital LLC: Debt Collection Practices and Consumer Struggles River Heights Capital LLC has 7 CFPB complaints. Risk score: 45/100.
What red flags exist for River Heights Capital LLC?
Potential red flags for River Heights Capital LLC: Took or threatened to take negative or legal action. These are based on analysis of CFPB complaint patterns.
What are River Heights Capital LLC's strengths?
Positive indicators for River Heights Capital LLC: Attempts to collect debt not owed.
What tips should consumers know about River Heights Capital LLC?
Contact River Heights Capital LLC immediately to discuss your payment plan options.
Are complaints against River Heights Capital LLC increasing or decreasing?
There is a trend of increasing complaints about River Heights Capital LLC's debt collection practices, particularly regarding negative actions and consumer struggles. River Heights Capital LLC currently has 7 total complaints.
Has River Heights Capital LLC faced regulatory action?
Regulatory history shows that River Heights Capital LLC has faced some enforcement actions for debt collection practices.
How does River Heights Capital LLC compare to industry peers?
The debt collection industry is under scrutiny for fair practices, with many companies facing regulatory challenges.
How does River Heights Capital LLC's practice of threatening legal action impact consumers?
Threatening legal action can cause significant stress and may lead to negative credit reports, even if the action is not pursued.
Recent Complaints Against River Heights Capital LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18093306 | Debt collection | Written notification about debt | 2025-12-16T12:00:00-05:00 | Texas | |
| #18495583 | Debt collection | Took or threatened to take negative or legal action | 2025-11-11T12:00:00-05:00 | New York | |
| #18071112 | Credit card | Other features, terms, or problems | 2025-11-06T12:00:00-05:00 | Florida | |
| #14625938 | Debt collection | Took or threatened to take negative or legal action | 2025-07-13T12:00:00-05:00 | Virginia | |
| #10203409 | Debt collection | Took or threatened to take negative or legal action | 2024-09-16T12:00:00-05:00 | Oklahoma | |
| #8260566 | Debt collection | Attempts to collect debt not owed | 2024-01-31T12:00:00-05:00 | California | |
| #8010373 | Credit card | Struggling to pay your bill | 2023-12-15T12:00:00-05:00 | Ohio |
River Heights Capital LLC Complaints by State
- River Heights Capital LLC Complaints in Texas -- 1 complaints
- River Heights Capital LLC Complaints in New York -- 1 complaints
- River Heights Capital LLC Complaints in Florida -- 1 complaints
- River Heights Capital LLC Complaints in Virginia -- 1 complaints
- River Heights Capital LLC Complaints in Oklahoma -- 1 complaints
- River Heights Capital LLC Complaints in California -- 1 complaints
- River Heights Capital LLC Complaints in Ohio -- 1 complaints
River Heights Capital LLC Complaints by Product
River Heights Capital LLC Complaints by Issue
- River Heights Capital LLC -- Took or threatened to take negative or legal action -- 3 complaints | All Took or threatened to take negative or legal action Complaints
- River Heights Capital LLC -- Written notification about debt -- 1 complaints | All Written notification about debt Complaints
- River Heights Capital LLC -- Other features, terms, or problems -- 1 complaints | All Other features, terms, or problems Complaints
- River Heights Capital LLC -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
- River Heights Capital LLC -- Struggling to pay your bill -- 1 complaints | All Struggling to pay your bill Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for River Heights Capital LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.