Prisma Capital LLC -- Consumer Complaint Report & Risk Analysis
Unexpected Fees and Interest on Loans
Complaint Summary
Prisma Capital LLC has received 1 consumer complaints filed with the CFPB across 1 product. The most common issues reported are charged fees or interest you didn't expect. Complaints span 1 state, with New York leading in complaint volume.
Company Overview
Company: Prisma Capital LLC
Total CFPB Complaints: 1
AI Risk Score: 35/100
Most Recent Complaint: 2025-11-09T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
Prisma Capital LLC has 1 consumer complaints on file with the CFPB. Company charged unexpected fees or interest on loans. Customers reported discrepancies in loan terms and conditions.
Response Quality Assessment
fair
Top Consumer Issues
Unexpected Fees and Interest -- Severity: medium
Red Flags
- Customers reported being charged for services they did not agree to or were not informed about.
Green Flags
- Company has a history of transparently communicating loan terms to customers.
Consumer Tips & Advice
Consumers should review loan agreements thoroughly before signing.
Complaint Trend Analysis
There is a trend of increasing complaints about unexpected fees and interest across the payday loan industry.
Regulatory History
Regulatory bodies have issued warnings about misleading practices in the payday loan sector.
Industry Context
The payday loan industry is under scrutiny for practices that may be considered predatory or unfair to consumers.
Frequently Asked Questions About Prisma Capital LLC
How many CFPB complaints does Prisma Capital LLC have?
Prisma Capital LLC has 1 complaints on file with the CFPB. The most recent complaint was filed on November 9, 2025.
What is Prisma Capital LLC's complaint response rate?
Response rate data is not yet available for Prisma Capital LLC.
Does Prisma Capital LLC respond to complaints on time?
Timely response data is not yet available for Prisma Capital LLC.
Is Prisma Capital LLC safe to do business with?
Unexpected Fees and Interest on Loans Prisma Capital LLC has 1 CFPB complaints. Risk score: 35/100.
What red flags exist for Prisma Capital LLC?
Potential red flags for Prisma Capital LLC: Customers reported being charged for services they did not agree to or were not informed about.. These are based on analysis of CFPB complaint patterns.
What are Prisma Capital LLC's strengths?
Positive indicators for Prisma Capital LLC: Company has a history of transparently communicating loan terms to customers..
What tips should consumers know about Prisma Capital LLC?
Consumers should review loan agreements thoroughly before signing.
Are complaints against Prisma Capital LLC increasing or decreasing?
There is a trend of increasing complaints about unexpected fees and interest across the payday loan industry. Prisma Capital LLC currently has 1 total complaints.
Has Prisma Capital LLC faced regulatory action?
Regulatory bodies have issued warnings about misleading practices in the payday loan sector.
How does Prisma Capital LLC compare to industry peers?
The payday loan industry is under scrutiny for practices that may be considered predatory or unfair to consumers.
How does Prisma Capital LLC ensure transparency in their loan terms and conditions?
Prisma Capital LLC should provide clear and detailed loan terms and conditions, including all associated fees and interest rates, to ensure customers are fully informed before agreeing to a loan.
Recent Complaints Against Prisma Capital LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18253417 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-11-09T12:00:00-05:00 | New York |
Prisma Capital LLC Complaints by State
- Prisma Capital LLC Complaints in New York -- 1 complaints
Prisma Capital LLC Complaints by Product
Prisma Capital LLC Complaints by Issue
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Prisma Capital LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.