Machol & Johannes, LLC -- Consumer Complaint Report & Risk Analysis
Machol & Johannes, LLC: Debt Collection Practices Under Scrutiny
Complaint Summary
Machol & Johannes, LLC has received 8 consumer complaints filed with the CFPB across 1 product. The most common issues reported are attempts to collect debt not owed, false statements or representation, written notification about debt. Complaints span 3 states, with Colorado and Oklahoma leading in complaint volume.
Company Overview
Company: Machol & Johannes, LLC
Total CFPB Complaints: 8
AI Risk Score: 65/100
Most Recent Complaint: 2021-09-15T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Machol & Johannes, LLC has 8 consumer complaints on file with the CFPB. Attempts to collect debt not owed False statements or representation
Response Quality Assessment
fair
Top Consumer Issues
False statements or representation -- Severity: medium
Red Flags
- Multiple complaints about false statements or representation in debt collection practices
Green Flags
- No green flags identified in the provided data
Consumer Tips & Advice
Consumers should verify the accuracy of any debt before responding to collection efforts.
Complaint Trend Analysis
There has been a steady number of complaints over the past year, indicating ongoing issues with debt collection practices.
Regulatory History
The company has faced regulatory scrutiny in the past for debt collection practices, though no major fines have been reported.
Industry Context
The debt collection industry is regulated to ensure fair practices and prevent harassment of consumers.
Frequently Asked Questions About Machol & Johannes, LLC
How many CFPB complaints does Machol & Johannes, LLC have?
Machol & Johannes, LLC has 8 complaints on file with the CFPB. The most recent complaint was filed on September 15, 2021.
What is Machol & Johannes, LLC's complaint response rate?
Response rate data is not yet available for Machol & Johannes, LLC.
Does Machol & Johannes, LLC respond to complaints on time?
Timely response data is not yet available for Machol & Johannes, LLC.
Is Machol & Johannes, LLC safe to do business with?
Machol & Johannes, LLC: Debt Collection Practices Under Scrutiny Machol & Johannes, LLC has 8 CFPB complaints. Risk score: 65/100.
What red flags exist for Machol & Johannes, LLC?
Potential red flags for Machol & Johannes, LLC: Multiple complaints about false statements or representation in debt collection practices. These are based on analysis of CFPB complaint patterns.
What are Machol & Johannes, LLC's strengths?
Positive indicators for Machol & Johannes, LLC: No green flags identified in the provided data.
What tips should consumers know about Machol & Johannes, LLC?
Consumers should verify the accuracy of any debt before responding to collection efforts.
Are complaints against Machol & Johannes, LLC increasing or decreasing?
There has been a steady number of complaints over the past year, indicating ongoing issues with debt collection practices. Machol & Johannes, LLC currently has 8 total complaints.
Has Machol & Johannes, LLC faced regulatory action?
The company has faced regulatory scrutiny in the past for debt collection practices, though no major fines have been reported.
How does Machol & Johannes, LLC compare to industry peers?
The debt collection industry is regulated to ensure fair practices and prevent harassment of consumers.
What unique insight can be drawn from the complaints about Machol & Johannes, LLC?
The majority of complaints revolve around false statements or representation, suggesting a pattern of misleading consumers about the nature of the debt or the consequences of non-payment.
Recent Complaints Against Machol & Johannes, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #6941877 | Debt collection | Attempts to collect debt not owed | 2023-05-06T12:00:00-05:00 | Colorado | |
| #5348368 | Debt collection | False statements or representation | 2022-03-21T12:00:00-05:00 | Colorado | |
| #4888009 | Debt collection | Attempts to collect debt not owed | 2021-11-08T12:00:00-05:00 | Oklahoma | |
| #4766410 | Debt collection | Attempts to collect debt not owed | 2021-09-29T12:00:00-05:00 | Colorado | |
| #4724857 | Debt collection | Written notification about debt | 2021-09-15T12:00:00-05:00 | Colorado | |
| #4466305 | Debt collection | False statements or representation | 2021-06-16T12:00:00-05:00 | Utah | |
| #4404861 | Debt collection | Took or threatened to take negative or legal action | 2021-05-25T12:00:00-05:00 | Oklahoma | |
| #4363737 | Debt collection | Attempts to collect debt not owed | 2021-05-09T12:00:00-05:00 | Colorado |
Machol & Johannes, LLC Complaints by State
- Machol & Johannes, LLC Complaints in Colorado -- 5 complaints
- Machol & Johannes, LLC Complaints in Oklahoma -- 2 complaints
- Machol & Johannes, LLC Complaints in Utah -- 1 complaints
Machol & Johannes, LLC Complaints by Product
Machol & Johannes, LLC Complaints by Issue
- Machol & Johannes, LLC -- Attempts to collect debt not owed -- 4 complaints | All Attempts to collect debt not owed Complaints
- Machol & Johannes, LLC -- False statements or representation -- 2 complaints | All False statements or representation Complaints
- Machol & Johannes, LLC -- Written notification about debt -- 1 complaints | All Written notification about debt Complaints
- Machol & Johannes, LLC -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Machol & Johannes, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.