Jonathan Neil & Associates, INC -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices Under Scrutiny
Complaint Summary
Jonathan Neil & Associates, INC has received 8 consumer complaints filed with the CFPB across 1 product. The most common issues reported are written notification about debt, took or threatened to take negative or legal action, attempts to collect debt not owed. Complaints span 5 states, with California and Nevada leading in complaint volume.
Company Overview
Company: Jonathan Neil & Associates, INC
Total CFPB Complaints: 8
AI Risk Score: 45/100
Most Recent Complaint: 2022-03-27T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
Jonathan Neil & Associates, Inc has 8 consumer complaints on file with the CFPB. Company has received multiple complaints regarding debt collection practices. Complaints include issues with written notifications and communication tactics.
Response Quality Assessment
fair
Top Consumer Issues
Late or improper written notifications about debt -- Severity: medium
Red Flags
- Threats of legal action without proper evidence
Green Flags
- Proper documentation and clear communication in debt collection
Consumer Tips & Advice
Consumers should verify the accuracy of the debt before responding to collection efforts.
Complaint Trend Analysis
There is a growing trend of stricter regulations on debt collection practices.
Regulatory History
Regulatory history shows increasing scrutiny and enforcement actions against improper debt collection tactics.
Industry Context
The debt collection industry is facing heightened regulatory pressure to ensure fair practices.
Frequently Asked Questions About Jonathan Neil & Associates, INC
How many CFPB complaints does Jonathan Neil & Associates, Inc have?
Jonathan Neil & Associates, Inc has 8 complaints on file with the CFPB. The most recent complaint was filed on March 27, 2022.
What is Jonathan Neil & Associates, Inc's complaint response rate?
Response rate data is not yet available for Jonathan Neil & Associates, Inc.
Does Jonathan Neil & Associates, Inc respond to complaints on time?
Timely response data is not yet available for Jonathan Neil & Associates, Inc.
Is Jonathan Neil & Associates, Inc safe to do business with?
Debt Collection Practices Under Scrutiny Jonathan Neil & Associates, Inc has 8 CFPB complaints. Risk score: 45/100.
What red flags exist for Jonathan Neil & Associates, Inc?
Potential red flags for Jonathan Neil & Associates, Inc: Threats of legal action without proper evidence. These are based on analysis of CFPB complaint patterns.
What are Jonathan Neil & Associates, Inc's strengths?
Positive indicators for Jonathan Neil & Associates, Inc: Proper documentation and clear communication in debt collection.
What tips should consumers know about Jonathan Neil & Associates, Inc?
Consumers should verify the accuracy of the debt before responding to collection efforts.
Are complaints against Jonathan Neil & Associates, Inc increasing or decreasing?
There is a growing trend of stricter regulations on debt collection practices. Jonathan Neil & Associates, Inc currently has 8 total complaints.
Has Jonathan Neil & Associates, Inc faced regulatory action?
Regulatory history shows increasing scrutiny and enforcement actions against improper debt collection tactics.
How does Jonathan Neil & Associates, Inc compare to industry peers?
The debt collection industry is facing heightened regulatory pressure to ensure fair practices.
What specific actions can consumers take to protect themselves during debt collection?
Consumers should request validation of the debt, keep detailed records of all communications, and seek legal advice if necessary.
Recent Complaints Against Jonathan Neil & Associates, INC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #13167959 | Debt collection | Written notification about debt | 2025-04-24T12:00:00-05:00 | California | |
| #12719030 | Debt collection | Took or threatened to take negative or legal action | 2025-03-28T12:00:00-05:00 | California | |
| #8735822 | Debt collection | False statements or representation | 2024-04-09T12:00:00-05:00 | Nevada | |
| #7059345 | Debt collection | Attempts to collect debt not owed | 2023-06-01T12:00:00-05:00 | Washington | |
| #6238610 | Debt collection | Written notification about debt | 2022-11-23T12:00:00-05:00 | California | |
| #5473957 | Debt collection | Communication tactics | 2022-04-20T12:00:00-05:00 | California | |
| #5371784 | Debt collection | Took or threatened to take negative or legal action | 2022-03-27T12:00:00-05:00 | Ohio | |
| #5110796 | Debt collection | Attempts to collect debt not owed | 2022-01-14T12:00:00-05:00 | Texas |
Jonathan Neil & Associates, INC Complaints by State
- Jonathan Neil & Associates, INC Complaints in California -- 4 complaints
- Jonathan Neil & Associates, INC Complaints in Nevada -- 1 complaints
- Jonathan Neil & Associates, INC Complaints in Washington -- 1 complaints
- Jonathan Neil & Associates, INC Complaints in Ohio -- 1 complaints
- Jonathan Neil & Associates, INC Complaints in Texas -- 1 complaints
Jonathan Neil & Associates, INC Complaints by Product
Jonathan Neil & Associates, INC Complaints by Issue
- Jonathan Neil & Associates, INC -- Written notification about debt -- 2 complaints | All Written notification about debt Complaints
- Jonathan Neil & Associates, INC -- Took or threatened to take negative or legal action -- 2 complaints | All Took or threatened to take negative or legal action Complaints
- Jonathan Neil & Associates, INC -- Attempts to collect debt not owed -- 2 complaints | All Attempts to collect debt not owed Complaints
- Jonathan Neil & Associates, INC -- False statements or representation -- 1 complaints | All False statements or representation Complaints
- Jonathan Neil & Associates, INC -- Communication tactics -- 1 complaints | All Communication tactics Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Jonathan Neil & Associates, INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.