Herbert P. Sears Co., INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection Disputes and Reporting Errors
Complaint Summary
Herbert P. Sears Co., INC. has received 64 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, problem with a credit reporting company's investigation into an existing problem. Complaints span 12 states, with California and Florida leading in complaint volume.
Company Overview
Company: Herbert P. Sears Co., INC.
Total CFPB Complaints: 64
AI Risk Score: 64/100
Most Recent Complaint: 2021-09-16T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Herbert P. Sears Co., Inc. has 64 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about incorrect information on reports
Green Flags
- Several complaints about timely responses
Consumer Tips & Advice
Respond promptly to consumer inquiries and disputes.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices and reporting errors.
Regulatory History
Regulatory history shows ongoing enforcement actions against companies for improper debt collection practices.
Industry Context
The debt collection and credit reporting industries are under scrutiny for accuracy and fairness in handling consumer data.
Frequently Asked Questions About Herbert P. Sears Co., INC.
How many CFPB complaints does Herbert P. Sears Co., Inc. have?
Herbert P. Sears Co., Inc. has 64 complaints on file with the CFPB. The most recent complaint was filed on September 16, 2021.
What is Herbert P. Sears Co., Inc.'s complaint response rate?
Response rate data is not yet available for Herbert P. Sears Co., Inc..
Does Herbert P. Sears Co., Inc. respond to complaints on time?
Timely response data is not yet available for Herbert P. Sears Co., Inc..
Is Herbert P. Sears Co., Inc. safe to do business with?
Debt Collection Disputes and Reporting Errors Herbert P. Sears Co., Inc. has 64 CFPB complaints. Risk score: 64/100.
What red flags exist for Herbert P. Sears Co., Inc.?
Potential red flags for Herbert P. Sears Co., Inc.: Multiple complaints about incorrect information on reports. These are based on analysis of CFPB complaint patterns.
What are Herbert P. Sears Co., Inc.'s strengths?
Positive indicators for Herbert P. Sears Co., Inc.: Several complaints about timely responses.
What tips should consumers know about Herbert P. Sears Co., Inc.?
Respond promptly to consumer inquiries and disputes.
Are complaints against Herbert P. Sears Co., Inc. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices and reporting errors. Herbert P. Sears Co., Inc. currently has 64 total complaints.
Has Herbert P. Sears Co., Inc. faced regulatory action?
Regulatory history shows ongoing enforcement actions against companies for improper debt collection practices.
How does Herbert P. Sears Co., Inc. compare to industry peers?
The debt collection and credit reporting industries are under scrutiny for accuracy and fairness in handling consumer data.
What is the most common issue reported by consumers regarding Herbert P. Sears Co., Inc.?
The most common issue is attempts to collect debt not owed.
Recent Complaints Against Herbert P. Sears Co., INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21361248 | Debt collection | Attempts to collect debt not owed | 2026-04-17T12:00:00-05:00 | Georgia | |
| #18994518 | Debt collection | Electronic communications | 2026-01-25T12:00:00-05:00 | California | |
| #18994177 | Debt collection | Attempts to collect debt not owed | 2026-01-25T12:00:00-05:00 | California | |
| #18126870 | Debt collection | Took or threatened to take negative or legal action | 2025-12-17T12:00:00-05:00 | Arizona | |
| #18060127 | Debt collection | Attempts to collect debt not owed | 2025-12-15T12:00:00-05:00 | Florida | |
| #17127391 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-11-09T12:00:00-05:00 | Georgia | |
| #14184246 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-06-19T12:00:00-05:00 | Florida | |
| #14053053 | Debt collection | Attempts to collect debt not owed | 2025-06-12T12:00:00-05:00 | California | |
| #11360477 | Debt collection | Attempts to collect debt not owed | 2025-01-02T12:00:00-05:00 | Nevada | |
| #10666793 | Debt collection | Written notification about debt | 2024-11-02T12:00:00-05:00 | New York | |
| #10070102 | Debt collection | Attempts to collect debt not owed | 2024-09-05T12:00:00-05:00 | New York | |
| #9923546 | Debt collection | Took or threatened to take negative or legal action | 2024-08-25T12:00:00-05:00 | California | |
| #9775829 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-08-11T12:00:00-05:00 | California | |
| #9490563 | Debt collection | Written notification about debt | 2024-07-11T12:00:00-05:00 | ||
| #9412027 | Debt collection | Written notification about debt | 2024-07-02T12:00:00-05:00 | Texas | |
| #9389842 | Debt collection | False statements or representation | 2024-06-30T12:00:00-05:00 | Florida | |
| #8443475 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-02-28T12:00:00-05:00 | California | |
| #8260480 | Debt collection | Attempts to collect debt not owed | 2024-01-31T12:00:00-05:00 | California | |
| #7998213 | Debt collection | Attempts to collect debt not owed | 2023-12-13T12:00:00-05:00 | Florida | |
| #7991526 | Debt collection | Attempts to collect debt not owed | 2023-12-12T12:00:00-05:00 | Texas |
Herbert P. Sears Co., INC. Complaints by State
- Herbert P. Sears Co., INC. Complaints in California -- 42 complaints
- Herbert P. Sears Co., INC. Complaints in Florida -- 4 complaints
- Herbert P. Sears Co., INC. Complaints in Arizona -- 3 complaints
- Herbert P. Sears Co., INC. Complaints in New York -- 3 complaints
- Herbert P. Sears Co., INC. Complaints in Georgia -- 2 complaints
- Herbert P. Sears Co., INC. Complaints in Nevada -- 2 complaints
- Herbert P. Sears Co., INC. Complaints in Texas -- 2 complaints
- Herbert P. Sears Co., INC. Complaints in North Carolina -- 1 complaints
- Herbert P. Sears Co., INC. Complaints in Utah -- 1 complaints
- Herbert P. Sears Co., INC. Complaints in Washington -- 1 complaints
- Herbert P. Sears Co., INC. Complaints in Pennsylvania -- 1 complaints
- Herbert P. Sears Co., INC. Complaints in Maryland -- 1 complaints
Herbert P. Sears Co., INC. Complaints by Product
- Herbert P. Sears Co., INC. Debt collection Complaints -- 46 complaints | All Debt collection Complaints
- Herbert P. Sears Co., INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 14 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Herbert P. Sears Co., INC. Credit reporting or other personal consumer reports Complaints -- 4 complaints | All Credit reporting or other personal consumer reports Complaints
Herbert P. Sears Co., INC. Complaints by Issue
- Herbert P. Sears Co., INC. -- Attempts to collect debt not owed -- 25 complaints | All Attempts to collect debt not owed Complaints
- Herbert P. Sears Co., INC. -- Written notification about debt -- 11 complaints | All Written notification about debt Complaints
- Herbert P. Sears Co., INC. -- Problem with a credit reporting company's investigation into an existing problem -- 8 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Herbert P. Sears Co., INC. -- Took or threatened to take negative or legal action -- 5 complaints | All Took or threatened to take negative or legal action Complaints
- Herbert P. Sears Co., INC. -- Incorrect information on your report -- 5 complaints | All Incorrect information on your report Complaints
- Herbert P. Sears Co., INC. -- Improper use of your report -- 4 complaints | All Improper use of your report Complaints
- Herbert P. Sears Co., INC. -- False statements or representation -- 3 complaints | All False statements or representation Complaints
- Herbert P. Sears Co., INC. -- Electronic communications -- 1 complaints | All Electronic communications Complaints
- Herbert P. Sears Co., INC. -- Problem with a company's investigation into an existing problem -- 1 complaints | All Problem with a company's investigation into an existing problem Complaints
- Herbert P. Sears Co., INC. -- Communication tactics -- 1 complaints | All Communication tactics Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Herbert P. Sears Co., INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.