First Help Financial, LLC -- Consumer Complaint Report & Risk Analysis
First Help Financial, LLC: Frequent Issues with Credit Reporting
Complaint Summary
First Help Financial, LLC has received 21 consumer complaints filed with the CFPB across 4 products. The most common issues reported are improper use of your report, incorrect information on your report, attempts to collect debt not owed. Complaints span 15 states, with Florida and New York leading in complaint volume.
Company Overview
Company: First Help Financial, LLC
Total CFPB Complaints: 21
AI Risk Score: 45/100
Most Recent Complaint: 2023-11-25T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
First Help Financial, LLC has 21 consumer complaints on file with the CFPB. Improper use of credit report by First Help Financial, LLC Multiple complaints about incorrect information on credit report
Response Quality Assessment
fair
Top Consumer Issues
Improper use of credit report -- Severity: medium
Red Flags
- Multiple complaints about incorrect information on credit report
Green Flags
- No green flags identified
Consumer Tips & Advice
Consumers should check their credit reports regularly for inaccuracies.
Complaint Trend Analysis
There is a trend of increasing complaints about credit reporting issues.
Regulatory History
Regulatory history shows ongoing investigations into credit reporting practices.
Industry Context
The credit reporting industry is under scrutiny for accuracy and fairness.
Frequently Asked Questions About First Help Financial, LLC
How many CFPB complaints does First Help Financial, LLC have?
First Help Financial, LLC has 21 complaints on file with the CFPB. The most recent complaint was filed on November 25, 2023.
What is First Help Financial, LLC's complaint response rate?
Response rate data is not yet available for First Help Financial, LLC.
Does First Help Financial, LLC respond to complaints on time?
Timely response data is not yet available for First Help Financial, LLC.
Is First Help Financial, LLC safe to do business with?
First Help Financial, LLC: Frequent Issues with Credit Reporting First Help Financial, LLC has 21 CFPB complaints. Risk score: 45/100.
What red flags exist for First Help Financial, LLC?
Potential red flags for First Help Financial, LLC: Multiple complaints about incorrect information on credit report. These are based on analysis of CFPB complaint patterns.
What are First Help Financial, LLC's strengths?
Positive indicators for First Help Financial, LLC: No green flags identified.
What tips should consumers know about First Help Financial, LLC?
Consumers should check their credit reports regularly for inaccuracies.
Are complaints against First Help Financial, LLC increasing or decreasing?
There is a trend of increasing complaints about credit reporting issues. First Help Financial, LLC currently has 21 total complaints.
Has First Help Financial, LLC faced regulatory action?
Regulatory history shows ongoing investigations into credit reporting practices.
How does First Help Financial, LLC compare to industry peers?
The credit reporting industry is under scrutiny for accuracy and fairness.
What unique insight can be drawn from the complaints about First Help Financial, LLC?
The majority of complaints are related to improper use and incorrect information on credit reports, indicating a systemic issue with the company's handling of consumer data.
Recent Complaints Against First Help Financial, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21647470 | Debt collection | Attempts to collect debt not owed | 2026-04-27T12:00:00-05:00 | Indiana | |
| #21385993 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-04-19T12:00:00-05:00 | Maryland | |
| #20750512 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-03-28T12:00:00-05:00 | New York | |
| #20735231 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-27T12:00:00-05:00 | Louisiana | |
| #19403357 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-02-10T12:00:00-05:00 | Washington | |
| #18941661 | Vehicle loan or lease | Repossession | 2026-01-22T12:00:00-05:00 | Florida | |
| #18447255 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-01-03T12:00:00-05:00 | New York | |
| #17871605 | Vehicle loan or lease | Managing the loan or lease | 2025-11-30T12:00:00-05:00 | Colorado | |
| #11916801 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-02-03T12:00:00-05:00 | Texas | |
| #11822864 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-01-28T12:00:00-05:00 | Connecticut | |
| #11224361 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-12-19T12:00:00-05:00 | Illinois | |
| #10915383 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-11-24T12:00:00-05:00 | Georgia | |
| #10608399 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-10-28T12:00:00-05:00 | Illinois | |
| #8443770 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-02-28T12:00:00-05:00 | Florida | |
| #8088654 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-01-01T12:00:00-05:00 | Florida | |
| #7903275 | Credit reporting or other personal consumer reports | Improper use of your report | 2023-11-25T12:00:00-05:00 | South Carolina | |
| #7533377 | Vehicle loan or lease | Incorrect information on your report | 2023-09-11T12:00:00-05:00 | Puerto Rico | |
| #7407393 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-08-15T12:00:00-05:00 | Florida | |
| #7365058 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2023-08-07T12:00:00-05:00 | Nevada | |
| #7150049 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-06-21T12:00:00-05:00 | Texas |
First Help Financial, LLC Complaints by State
- First Help Financial, LLC Complaints in Florida -- 4 complaints
- First Help Financial, LLC Complaints in New York -- 2 complaints
- First Help Financial, LLC Complaints in Texas -- 2 complaints
- First Help Financial, LLC Complaints in Illinois -- 2 complaints
- First Help Financial, LLC Complaints in Indiana -- 1 complaints
- First Help Financial, LLC Complaints in Maryland -- 1 complaints
- First Help Financial, LLC Complaints in Louisiana -- 1 complaints
- First Help Financial, LLC Complaints in Washington -- 1 complaints
- First Help Financial, LLC Complaints in Colorado -- 1 complaints
- First Help Financial, LLC Complaints in Connecticut -- 1 complaints
- First Help Financial, LLC Complaints in Georgia -- 1 complaints
- First Help Financial, LLC Complaints in South Carolina -- 1 complaints
- First Help Financial, LLC Complaints in Puerto Rico -- 1 complaints
- First Help Financial, LLC Complaints in Nevada -- 1 complaints
- First Help Financial, LLC Complaints in New Jersey -- 1 complaints
First Help Financial, LLC Complaints by Product
- First Help Financial, LLC Credit reporting or other personal consumer reports Complaints -- 13 complaints | All Credit reporting or other personal consumer reports Complaints
- First Help Financial, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 4 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- First Help Financial, LLC Vehicle loan or lease Complaints -- 3 complaints | All Vehicle loan or lease Complaints
- First Help Financial, LLC Debt collection Complaints -- 1 complaints | All Debt collection Complaints
First Help Financial, LLC Complaints by Issue
- First Help Financial, LLC -- Improper use of your report -- 12 complaints | All Improper use of your report Complaints
- First Help Financial, LLC -- Incorrect information on your report -- 5 complaints | All Incorrect information on your report Complaints
- First Help Financial, LLC -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
- First Help Financial, LLC -- Repossession -- 1 complaints | All Repossession Complaints
- First Help Financial, LLC -- Managing the loan or lease -- 1 complaints | All Managing the loan or lease Complaints
- First Help Financial, LLC -- Problem with a credit reporting company's investigation into an existing problem -- 1 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for First Help Financial, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.