Dave Operating, LLC -- Consumer Complaint Report & Risk Analysis
Dave Operating, LLC: Frequent Issues with Payday and Title Loans
Complaint Summary
Dave Operating, LLC has received 86 consumer complaints filed with the CFPB across 9 products. The most common issues reported are managing an account, can't stop withdrawals from your bank account, problem with a lender or other company charging your account. Complaints span 30 states, with California and Pennsylvania leading in complaint volume.
Company Overview
Company: Dave Operating, LLC
Total CFPB Complaints: 86
AI Risk Score: 63/100
Most Recent Complaint: 2023-11-27T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
Dave Operating, LLC has 85 consumer complaints on file with the CFPB. Can't stop withdrawals from your bank account Money was taken from your bank account on the wrong day or for the wrong amount Charged fees or interest you didn't expect
Response Quality Assessment
fair
Top Consumer Issues
Can't stop withdrawals from your bank account -- Severity: medium
Red Flags
- Frequent complaints about unauthorized withdrawals
Green Flags
- Some customers report timely responses from the company
Consumer Tips & Advice
Contact the company immediately to stop unauthorized withdrawals.
Complaint Trend Analysis
There is a trend of increasing complaints about unauthorized withdrawals and unexpected fees.
Regulatory History
Regulatory history shows multiple warnings for unauthorized withdrawals and fee practices.
Industry Context
The payday and title loan industry is under scrutiny for consumer protection issues.
Frequently Asked Questions About Dave Operating, LLC
How many CFPB complaints does Dave Operating, LLC have?
Dave Operating, LLC has 85 complaints on file with the CFPB. The most recent complaint was filed on May 8, 2023.
What is Dave Operating, LLC's complaint response rate?
Response rate data is not yet available for Dave Operating, LLC.
Does Dave Operating, LLC respond to complaints on time?
Timely response data is not yet available for Dave Operating, LLC.
Is Dave Operating, LLC safe to do business with?
Dave Operating, LLC: Frequent Issues with Payday and Title Loans Dave Operating, LLC has 85 CFPB complaints. Risk score: 63/100.
What red flags exist for Dave Operating, LLC?
Potential red flags for Dave Operating, LLC: Frequent complaints about unauthorized withdrawals. These are based on analysis of CFPB complaint patterns.
What are Dave Operating, LLC's strengths?
Positive indicators for Dave Operating, LLC: Some customers report timely responses from the company.
What tips should consumers know about Dave Operating, LLC?
Contact the company immediately to stop unauthorized withdrawals.
Are complaints against Dave Operating, LLC increasing or decreasing?
There is a trend of increasing complaints about unauthorized withdrawals and unexpected fees. Dave Operating, LLC currently has 85 total complaints.
Has Dave Operating, LLC faced regulatory action?
Regulatory history shows multiple warnings for unauthorized withdrawals and fee practices.
How does Dave Operating, LLC compare to industry peers?
The payday and title loan industry is under scrutiny for consumer protection issues.
What specific measures does Dave Operating, LLC take to prevent unauthorized withdrawals?
The company claims to have security measures in place, but frequent complaints suggest these may not be sufficient.
Recent Complaints Against Dave Operating, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21361000 | Money transfer, virtual currency, or money service | Managing, opening, or closing your mobile wallet account | 2026-04-17T12:00:00-05:00 | Texas | |
| #21360580 | Checking or savings account | Problem caused by your funds being low | 2026-04-17T12:00:00-05:00 | Texas | |
| #20491662 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | 2026-03-22T12:00:00-05:00 | Illinois | |
| #20491405 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | 2026-03-22T12:00:00-05:00 | Missouri | |
| #20482811 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | 2026-03-21T12:00:00-05:00 | Texas | |
| #20432998 | Debt collection | Attempts to collect debt not owed | 2026-03-19T12:00:00-05:00 | Tennessee | |
| #19873772 | Payday loan, title loan, personal loan, or advance loan | Loan payment wasn't credited to your account | 2026-02-28T12:00:00-05:00 | Texas | |
| #19404134 | Checking or savings account | Managing an account | 2026-02-10T12:00:00-05:00 | California | |
| #19055292 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | 2026-01-27T12:00:00-05:00 | Ohio | |
| #18994367 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2026-01-25T12:00:00-05:00 | California | |
| #18940221 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | 2026-01-22T12:00:00-05:00 | Florida | |
| #18809872 | Payday loan, title loan, personal loan, or advance loan | Confusing or missing disclosures | 2026-01-17T12:00:00-05:00 | Indiana | |
| #18583820 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | 2026-01-08T12:00:00-05:00 | North Carolina | |
| #18447491 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2026-01-03T12:00:00-05:00 | California | |
| #18208972 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | 2025-12-21T12:00:00-05:00 | Oklahoma | |
| #18127013 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | 2025-12-17T12:00:00-05:00 | New Jersey | |
| #18149258 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | 2025-12-04T12:00:00-05:00 | New Hampshire | |
| #18147450 | Checking or savings account | Managing an account | 2025-12-04T12:00:00-05:00 | California | |
| #17968270 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-11-26T12:00:00-05:00 | New Jersey | |
| #17838073 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-11-23T12:00:00-05:00 | New York |
Dave Operating, LLC Complaints by State
- Dave Operating, LLC Complaints in California -- 14 complaints
- Dave Operating, LLC Complaints in Pennsylvania -- 8 complaints
- Dave Operating, LLC Complaints in Texas -- 7 complaints
- Dave Operating, LLC Complaints in Illinois -- 5 complaints
- Dave Operating, LLC Complaints in Florida -- 5 complaints
- Dave Operating, LLC Complaints in Massachusetts -- 5 complaints
- Dave Operating, LLC Complaints in Michigan -- 4 complaints
- Dave Operating, LLC Complaints in Ohio -- 3 complaints
- Dave Operating, LLC Complaints in Missouri -- 2 complaints
- Dave Operating, LLC Complaints in Tennessee -- 2 complaints
- Dave Operating, LLC Complaints in Indiana -- 2 complaints
- Dave Operating, LLC Complaints in North Carolina -- 2 complaints
- Dave Operating, LLC Complaints in Oklahoma -- 2 complaints
- Dave Operating, LLC Complaints in New Jersey -- 2 complaints
- Dave Operating, LLC Complaints in New York -- 2 complaints
Dave Operating, LLC Complaints by Product
- Dave Operating, LLC Checking or savings account Complaints -- 35 complaints | All Checking or savings account Complaints
- Dave Operating, LLC Payday loan, title loan, personal loan, or advance loan Complaints -- 33 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Dave Operating, LLC Money transfer, virtual currency, or money service Complaints -- 7 complaints | All Money transfer, virtual currency, or money service Complaints
- Dave Operating, LLC Debt collection Complaints -- 3 complaints | All Debt collection Complaints
- Dave Operating, LLC Credit reporting or other personal consumer reports Complaints -- 2 complaints | All Credit reporting or other personal consumer reports Complaints
- Dave Operating, LLC Payday loan, title loan, or personal loan Complaints -- 2 complaints | All Payday loan, title loan, or personal loan Complaints
- Dave Operating, LLC Credit card or prepaid card Complaints -- 2 complaints | All Credit card or prepaid card Complaints
- Dave Operating, LLC Debt or credit management Complaints -- 1 complaints | All Debt or credit management Complaints
- Dave Operating, LLC Credit card Complaints -- 1 complaints | All Credit card Complaints
Dave Operating, LLC Complaints by Issue
- Dave Operating, LLC -- Managing an account -- 20 complaints | All Managing an account Complaints
- Dave Operating, LLC -- Can't stop withdrawals from your bank account -- 15 complaints | All Can't stop withdrawals from your bank account Complaints
- Dave Operating, LLC -- Problem with a lender or other company charging your account -- 11 complaints | All Problem with a lender or other company charging your account Complaints
- Dave Operating, LLC -- Charged fees or interest you didn't expect -- 5 complaints | All Charged fees or interest you didn't expect Complaints
- Dave Operating, LLC -- Money was taken from your bank account on the wrong day or for the wrong amount -- 4 complaints | All Money was taken from your bank account on the wrong day or for the wrong amount Complaints
- Dave Operating, LLC -- Unauthorized transactions or other transaction problem -- 4 complaints | All Unauthorized transactions or other transaction problem Complaints
- Dave Operating, LLC -- Issues with repayment -- 3 complaints | All Issues with repayment Complaints
- Dave Operating, LLC -- Incorrect information on your report -- 3 complaints | All Incorrect information on your report Complaints
- Dave Operating, LLC -- Problem caused by your funds being low -- 2 complaints | All Problem caused by your funds being low Complaints
- Dave Operating, LLC -- Loan payment wasn't credited to your account -- 2 complaints | All Loan payment wasn't credited to your account Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Dave Operating, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.