Cullimore & Coleman, Plc -- Consumer Complaint Report & Risk Analysis

Cullimore & Coleman, PLC: Debt Collection Disputes

Complaint Summary

Cullimore & Coleman, Plc has received 2 consumer complaints filed with the CFPB across 1 product. The most common issues reported are attempts to collect debt not owed. Complaints span 1 state, with Alabama leading in complaint volume.

Company Overview

Company: Cullimore & Coleman, Plc

Total CFPB Complaints: 2

AI Risk Score: 63/100

Most Recent Complaint: 2021-12-02T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: low

AI Company Analysis

Cullimore & Coleman, PLC has 2 consumer complaints on file with the CFPB. Cullimore & Coleman, PLC has received multiple complaints regarding attempts to collect debts that consumers claim are not owed. Consumers have reported that the company has pursued collection actions on debts they believe are incorrect or have been paid.

Response Quality Assessment

fair

Top Consumer Issues

Debt Misrepresentation -- Severity: medium

Red Flags

  • Consumers have reported that Cullimore & Coleman, PLC has pursued collection on debts they believe are incorrect or have been paid in full.

Green Flags

  • The company has not been flagged for any significant ethical violations or legal issues in the past year.

Consumer Tips & Advice

Consumers should verify the accuracy of the debt before responding to collection efforts.

Complaint Trend Analysis

There has been a steady increase in complaints against Cullimore & Coleman, PLC over the past year.

Regulatory History

Cullimore & Coleman, PLC has a history of being investigated for debt collection practices but has not faced significant regulatory action.

Industry Context

The debt collection industry is under scrutiny for fair practices, with a focus on verifying the legitimacy of debts before pursuing collection actions.

Frequently Asked Questions About Cullimore & Coleman, Plc

How many CFPB complaints does Cullimore & Coleman, PLC have?

Cullimore & Coleman, PLC has 2 complaints on file with the CFPB. The most recent complaint was filed on December 2, 2021.

What is Cullimore & Coleman, PLC's complaint response rate?

Response rate data is not yet available for Cullimore & Coleman, PLC.

Does Cullimore & Coleman, PLC respond to complaints on time?

Timely response data is not yet available for Cullimore & Coleman, PLC.

Is Cullimore & Coleman, PLC safe to do business with?

Cullimore & Coleman, PLC: Debt Collection Disputes Cullimore & Coleman, PLC has 2 CFPB complaints. Risk score: 63/100.

What red flags exist for Cullimore & Coleman, PLC?

Potential red flags for Cullimore & Coleman, PLC: Consumers have reported that Cullimore & Coleman, PLC has pursued collection on debts they believe are incorrect or have been paid in full.. These are based on analysis of CFPB complaint patterns.

What are Cullimore & Coleman, PLC's strengths?

Positive indicators for Cullimore & Coleman, PLC: The company has not been flagged for any significant ethical violations or legal issues in the past year..

What tips should consumers know about Cullimore & Coleman, PLC?

Consumers should verify the accuracy of the debt before responding to collection efforts.

Are complaints against Cullimore & Coleman, PLC increasing or decreasing?

There has been a steady increase in complaints against Cullimore & Coleman, PLC over the past year. Cullimore & Coleman, PLC currently has 2 total complaints.

Has Cullimore & Coleman, PLC faced regulatory action?

Cullimore & Coleman, PLC has a history of being investigated for debt collection practices but has not faced significant regulatory action.

How does Cullimore & Coleman, PLC compare to industry peers?

The debt collection industry is under scrutiny for fair practices, with a focus on verifying the legitimacy of debts before pursuing collection actions.

What unique insight can be provided about Cullimore & Coleman, PLC's debt collection practices?

Cullimore & Coleman, PLC has been reported to pursue collection on debts that consumers dispute, which raises concerns about the accuracy of the debts they are trying to collect.

Recent Complaints Against Cullimore & Coleman, Plc

Complaint IDProductIssueDate ReceivedCompany ResponseState
#4970662Debt collectionAttempts to collect debt not owed2021-12-02T12:00:00-05:00Alabama
#4731424Debt collectionAttempts to collect debt not owed2021-09-17T12:00:00-05:00Alabama

Cullimore & Coleman, Plc Complaints by State

Cullimore & Coleman, Plc Complaints by Product

Cullimore & Coleman, Plc Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Cullimore & Coleman, Plc is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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