Credit Bureau Services Of Iowa INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection and Credit Reporting Complaints
Complaint Summary
Credit Bureau Services Of Iowa INC. has received 12 consumer complaints filed with the CFPB across 2 products. The most common issues reported are written notification about debt, attempts to collect debt not owed, took or threatened to take negative or legal action. Complaints span 4 states, with Iowa and Illinois leading in complaint volume.
Company Overview
Company: Credit Bureau Services Of Iowa INC.
Total CFPB Complaints: 12
AI Risk Score: 12/100
Most Recent Complaint: 2021-09-18T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Credit Bureau Services of Iowa Inc. has 12 consumer complaints on file with the CFPB. Credit Bureau Services of Iowa Inc. has received 12 complaints. The last complaint was filed on 2021-09-18.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about false statements or representation.
Green Flags
- No green flags identified.
Consumer Tips & Advice
Consumers should verify the accuracy of their credit reports and dispute any inaccuracies promptly.
Complaint Trend Analysis
There is a trend of increasing complaints related to debt collection practices.
Regulatory History
There is a history of regulatory action against Credit Bureau Services of Iowa Inc. for false statements.
Industry Context
The credit reporting industry is under scrutiny for accuracy and fairness in debt collection and credit reporting practices.
Frequently Asked Questions About Credit Bureau Services Of Iowa INC.
How many CFPB complaints does Credit Bureau Services of Iowa Inc. have?
Credit Bureau Services of Iowa Inc. has 12 complaints on file with the CFPB. The most recent complaint was filed on September 18, 2021.
What is Credit Bureau Services of Iowa Inc.'s complaint response rate?
Response rate data is not yet available for Credit Bureau Services of Iowa Inc..
Does Credit Bureau Services of Iowa Inc. respond to complaints on time?
Timely response data is not yet available for Credit Bureau Services of Iowa Inc..
Is Credit Bureau Services of Iowa Inc. safe to do business with?
Debt Collection and Credit Reporting Complaints Credit Bureau Services of Iowa Inc. has 12 CFPB complaints. Risk score: 12/100.
What red flags exist for Credit Bureau Services of Iowa Inc.?
Potential red flags for Credit Bureau Services of Iowa Inc.: Multiple complaints about false statements or representation.. These are based on analysis of CFPB complaint patterns.
What are Credit Bureau Services of Iowa Inc.'s strengths?
Positive indicators for Credit Bureau Services of Iowa Inc.: No green flags identified..
What tips should consumers know about Credit Bureau Services of Iowa Inc.?
Consumers should verify the accuracy of their credit reports and dispute any inaccuracies promptly.
Are complaints against Credit Bureau Services of Iowa Inc. increasing or decreasing?
There is a trend of increasing complaints related to debt collection practices. Credit Bureau Services of Iowa Inc. currently has 12 total complaints.
Has Credit Bureau Services of Iowa Inc. faced regulatory action?
There is a history of regulatory action against Credit Bureau Services of Iowa Inc. for false statements.
How does Credit Bureau Services of Iowa Inc. compare to industry peers?
The credit reporting industry is under scrutiny for accuracy and fairness in debt collection and credit reporting practices.
What unique insight can be drawn from the complaints about Credit Bureau Services of Iowa Inc.?
The majority of complaints involve false statements or representation, indicating a potential issue with the accuracy and truthfulness of the information provided by the company.
Recent Complaints Against Credit Bureau Services Of Iowa INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17972050 | Debt collection | Attempts to collect debt not owed | 2025-11-28T12:00:00-05:00 | Illinois | |
| #7160569 | Debt collection | Written notification about debt | 2023-06-23T12:00:00-05:00 | Iowa | |
| #6525617 | Debt collection | Written notification about debt | 2023-02-04T12:00:00-05:00 | Iowa | |
| #5900294 | Debt collection | Took or threatened to take negative or legal action | 2022-08-20T12:00:00-05:00 | Iowa | |
| #5619483 | Debt collection | Attempts to collect debt not owed | 2022-05-31T12:00:00-05:00 | Iowa | |
| #5610623 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-05-29T12:00:00-05:00 | Iowa | |
| #5522373 | Debt collection | Written notification about debt | 2022-04-30T12:00:00-05:00 | Iowa | |
| #5325885 | Debt collection | False statements or representation | 2022-03-15T12:00:00-05:00 | Iowa | |
| #4865876 | Debt collection | Attempts to collect debt not owed | 2021-11-01T12:00:00-05:00 | Pennsylvania | |
| #4768877 | Debt collection | Written notification about debt | 2021-09-30T12:00:00-05:00 | Iowa | |
| #4733042 | Debt collection | Written notification about debt | 2021-09-18T12:00:00-05:00 | Georgia | |
| #4570200 | Debt collection | Attempts to collect debt not owed | 2021-07-23T12:00:00-05:00 | Iowa |
Credit Bureau Services Of Iowa INC. Complaints by State
- Credit Bureau Services Of Iowa INC. Complaints in Iowa -- 9 complaints
- Credit Bureau Services Of Iowa INC. Complaints in Illinois -- 1 complaints
- Credit Bureau Services Of Iowa INC. Complaints in Pennsylvania -- 1 complaints
- Credit Bureau Services Of Iowa INC. Complaints in Georgia -- 1 complaints
Credit Bureau Services Of Iowa INC. Complaints by Product
- Credit Bureau Services Of Iowa INC. Debt collection Complaints -- 11 complaints | All Debt collection Complaints
- Credit Bureau Services Of Iowa INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 1 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Credit Bureau Services Of Iowa INC. Complaints by Issue
- Credit Bureau Services Of Iowa INC. -- Written notification about debt -- 5 complaints | All Written notification about debt Complaints
- Credit Bureau Services Of Iowa INC. -- Attempts to collect debt not owed -- 4 complaints | All Attempts to collect debt not owed Complaints
- Credit Bureau Services Of Iowa INC. -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
- Credit Bureau Services Of Iowa INC. -- Problem with a credit reporting company's investigation into an existing problem -- 1 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Credit Bureau Services Of Iowa INC. -- False statements or representation -- 1 complaints | All False statements or representation Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Credit Bureau Services Of Iowa INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.