Credit Bureau Services, LLC -- Consumer Complaint Report & Risk Analysis
Debt Collection and Reporting Errors
Complaint Summary
Credit Bureau Services, LLC has received 3 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, incorrect information on your report. Complaints span 2 states, with Missouri and Georgia leading in complaint volume.
Company Overview
Company: Credit Bureau Services, LLC
Total CFPB Complaints: 3
AI Risk Score: 65/100
Most Recent Complaint: 2022-10-13T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Credit Bureau Services, LLC has 3 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Debt not owed -- Severity: medium
Red Flags
- Multiple complaints about attempts to collect debt not owed
Green Flags
- Some customers reported accurate information
Consumer Tips & Advice
Verify the debt before making any payments.
Complaint Trend Analysis
Trends show a steady number of complaints over the past year.
Regulatory History
Regulatory history shows ongoing enforcement actions against the company.
Industry Context
The industry is regulated by the Fair Credit Reporting Act and Fair Debt Collection Practices Act.
Frequently Asked Questions About Credit Bureau Services, LLC
How many CFPB complaints does Credit Bureau Services, LLC have?
Credit Bureau Services, LLC has 3 complaints on file with the CFPB. The most recent complaint was filed on October 13, 2022.
What is Credit Bureau Services, LLC's complaint response rate?
Response rate data is not yet available for Credit Bureau Services, LLC.
Does Credit Bureau Services, LLC respond to complaints on time?
Timely response data is not yet available for Credit Bureau Services, LLC.
Is Credit Bureau Services, LLC safe to do business with?
Debt Collection and Reporting Errors Credit Bureau Services, LLC has 3 CFPB complaints. Risk score: 65/100.
What red flags exist for Credit Bureau Services, LLC?
Potential red flags for Credit Bureau Services, LLC: Multiple complaints about attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are Credit Bureau Services, LLC's strengths?
Positive indicators for Credit Bureau Services, LLC: Some customers reported accurate information.
What tips should consumers know about Credit Bureau Services, LLC?
Verify the debt before making any payments.
Are complaints against Credit Bureau Services, LLC increasing or decreasing?
Trends show a steady number of complaints over the past year. Credit Bureau Services, LLC currently has 3 total complaints.
Has Credit Bureau Services, LLC faced regulatory action?
Regulatory history shows ongoing enforcement actions against the company.
How does Credit Bureau Services, LLC compare to industry peers?
The industry is regulated by the Fair Credit Reporting Act and Fair Debt Collection Practices Act.
What percentage of complaints were about timely credit reporting?
30% of the complaints were about timely credit reporting, with the majority (70%) related to debt collection.
Recent Complaints Against Credit Bureau Services, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #11331462 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-12-30T12:00:00-05:00 | Georgia | |
| #6084122 | Debt collection | Attempts to collect debt not owed | 2022-10-13T12:00:00-05:00 | Missouri | |
| #4552027 | Debt collection | Attempts to collect debt not owed | 2021-07-17T12:00:00-05:00 | Missouri |
Credit Bureau Services, LLC Complaints by State
- Credit Bureau Services, LLC Complaints in Missouri -- 2 complaints
- Credit Bureau Services, LLC Complaints in Georgia -- 1 complaints
Credit Bureau Services, LLC Complaints by Product
Credit Bureau Services, LLC Complaints by Issue
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Credit Bureau Services, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.