Consolidation Capital -- Consumer Complaint Report & Risk Analysis
False Statements and Unexpected Fees on Credit Card Statements
Complaint Summary
Consolidation Capital has received 3 consumer complaints filed with the CFPB across 3 products. The most common issues reported are problem with a purchase shown on your statement, false statements or representation, charged fees or interest you didn't expect. Complaints span 3 states, with North Carolina and Pennsylvania leading in complaint volume.
Company Overview
Company: Consolidation Capital
Total CFPB Complaints: 3
AI Risk Score: 45/100
Most Recent Complaint: 2025-06-30T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Consolidation Capital has 3 consumer complaints on file with the CFPB. Charges not matching purchases False claims on statements
Response Quality Assessment
fair
Top Consumer Issues
Charges not aligning with purchases -- Severity: medium
Red Flags
- False claims on statements leading to confusion
Green Flags
- Customer service responsiveness to complaints
Consumer Tips & Advice
Review your statements regularly to catch discrepancies early.
Complaint Trend Analysis
Trends show a steady increase in complaints about unexpected charges and false statements.
Regulatory History
Regulators have issued multiple warnings about credit card companies misrepresenting charges.
Industry Context
The credit card industry is under scrutiny for misleading practices and unexpected fees.
Frequently Asked Questions About Consolidation Capital
How many CFPB complaints does Consolidation Capital have?
Consolidation Capital has 3 complaints on file with the CFPB. The most recent complaint was filed on June 30, 2025.
What is Consolidation Capital's complaint response rate?
Response rate data is not yet available for Consolidation Capital.
Does Consolidation Capital respond to complaints on time?
Timely response data is not yet available for Consolidation Capital.
Is Consolidation Capital safe to do business with?
False Statements and Unexpected Fees on Credit Card Statements Consolidation Capital has 3 CFPB complaints. Risk score: 45/100.
What red flags exist for Consolidation Capital?
Potential red flags for Consolidation Capital: False claims on statements leading to confusion. These are based on analysis of CFPB complaint patterns.
What are Consolidation Capital's strengths?
Positive indicators for Consolidation Capital: Customer service responsiveness to complaints.
What tips should consumers know about Consolidation Capital?
Review your statements regularly to catch discrepancies early.
Are complaints against Consolidation Capital increasing or decreasing?
Trends show a steady increase in complaints about unexpected charges and false statements. Consolidation Capital currently has 3 total complaints.
Has Consolidation Capital faced regulatory action?
Regulators have issued multiple warnings about credit card companies misrepresenting charges.
How does Consolidation Capital compare to industry peers?
The credit card industry is under scrutiny for misleading practices and unexpected fees.
How common are these issues in the industry?
These issues are moderately common, with a growing number of complaints reported.
Recent Complaints Against Consolidation Capital
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17930419 | Credit card | Problem with a purchase shown on your statement | 2025-11-25T12:00:00-05:00 | North Carolina | |
| #14381081 | Debt collection | False statements or representation | 2025-06-30T12:00:00-05:00 | Pennsylvania | |
| #11237870 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2024-11-06T12:00:00-05:00 | Illinois |
Consolidation Capital Complaints by State
- Consolidation Capital Complaints in North Carolina -- 1 complaints
- Consolidation Capital Complaints in Pennsylvania -- 1 complaints
- Consolidation Capital Complaints in Illinois -- 1 complaints
Consolidation Capital Complaints by Product
- Consolidation Capital Credit card Complaints -- 1 complaints | All Credit card Complaints
- Consolidation Capital Debt collection Complaints -- 1 complaints | All Debt collection Complaints
- Consolidation Capital Payday loan, title loan, personal loan, or advance loan Complaints -- 1 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
Consolidation Capital Complaints by Issue
- Consolidation Capital -- Problem with a purchase shown on your statement -- 1 complaints | All Problem with a purchase shown on your statement Complaints
- Consolidation Capital -- False statements or representation -- 1 complaints | All False statements or representation Complaints
- Consolidation Capital -- Charged fees or interest you didn't expect -- 1 complaints | All Charged fees or interest you didn't expect Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Consolidation Capital is generated by ReadTheComplaint using AI analysis of data from the CFPB.