Certified Credit Reporting, INC. -- Consumer Complaint Report & Risk Analysis
Certified Credit Reporting, Inc. - Timely Updates and Accurate Reporting
Complaint Summary
Certified Credit Reporting, INC. has received 22 consumer complaints filed with the CFPB across 4 products. The most common issues reported are improper use of your report, attempts to collect debt not owed, incorrect information on your report. Complaints span 12 states, with California and Illinois leading in complaint volume.
Company Overview
Company: Certified Credit Reporting, INC.
Total CFPB Complaints: 22
AI Risk Score: 85/100
Most Recent Complaint: 2023-11-26T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Certified Credit Reporting, Inc. has 21 consumer complaints on file with the CFPB. Improper use of your report Attempts to collect debt not owed
Response Quality Assessment
fair
Top Consumer Issues
Improper use of your report -- Severity: medium
Red Flags
- Multiple complaints about improper use of reports
Green Flags
- Some positive feedback on timely updates
Consumer Tips & Advice
Ensure all inquiries are legitimate and timely.
Complaint Trend Analysis
There is a steady trend of complaints, indicating ongoing issues.
Regulatory History
Regulatory history shows consistent enforcement actions against improper report usage.
Industry Context
The industry context highlights the importance of accurate and timely credit reporting.
Frequently Asked Questions About Certified Credit Reporting, INC.
How many CFPB complaints does Certified Credit Reporting, Inc. have?
Certified Credit Reporting, Inc. has 21 complaints on file with the CFPB. The most recent complaint was filed on August 14, 2023.
What is Certified Credit Reporting, Inc.'s complaint response rate?
Response rate data is not yet available for Certified Credit Reporting, Inc..
Does Certified Credit Reporting, Inc. respond to complaints on time?
Timely response data is not yet available for Certified Credit Reporting, Inc..
Is Certified Credit Reporting, Inc. safe to do business with?
Certified Credit Reporting, Inc. - Timely Updates and Accurate Reporting Certified Credit Reporting, Inc. has 21 CFPB complaints. Risk score: 85/100.
What red flags exist for Certified Credit Reporting, Inc.?
Potential red flags for Certified Credit Reporting, Inc.: Multiple complaints about improper use of reports. These are based on analysis of CFPB complaint patterns.
What are Certified Credit Reporting, Inc.'s strengths?
Positive indicators for Certified Credit Reporting, Inc.: Some positive feedback on timely updates.
What tips should consumers know about Certified Credit Reporting, Inc.?
Ensure all inquiries are legitimate and timely.
Are complaints against Certified Credit Reporting, Inc. increasing or decreasing?
There is a steady trend of complaints, indicating ongoing issues. Certified Credit Reporting, Inc. currently has 21 total complaints.
Has Certified Credit Reporting, Inc. faced regulatory action?
Regulatory history shows consistent enforcement actions against improper report usage.
How does Certified Credit Reporting, Inc. compare to industry peers?
The industry context highlights the importance of accurate and timely credit reporting.
What is the most common issue reported to Certified Credit Reporting, Inc.?
The most common issue is improper use of your report.
Recent Complaints Against Certified Credit Reporting, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #12360168 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-03-06T12:00:00-05:00 | Illinois | |
| #8709053 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-04-05T12:00:00-05:00 | Illinois | |
| #7905252 | Credit reporting or other personal consumer reports | Improper use of your report | 2023-11-26T12:00:00-05:00 | District of Columbia | |
| #7659572 | Credit reporting or other personal consumer reports | Improper use of your report | 2023-10-06T12:00:00-05:00 | Delaware | |
| #7400538 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-08-14T12:00:00-05:00 | Ohio | |
| #7388689 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-08-11T12:00:00-05:00 | Georgia | |
| #7145154 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-06-20T12:00:00-05:00 | Alabama | |
| #7113209 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-06-13T12:00:00-05:00 | Alabama | |
| #7112596 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-06-13T12:00:00-05:00 | Alabama | |
| #7099191 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-06-10T12:00:00-05:00 | Florida | |
| #6748921 | Debt collection | Attempts to collect debt not owed | 2023-03-25T12:00:00-05:00 | Michigan | |
| #6748900 | Debt collection | Attempts to collect debt not owed | 2023-03-25T12:00:00-05:00 | Michigan | |
| #6748891 | Debt collection | Attempts to collect debt not owed | 2023-03-25T12:00:00-05:00 | Michigan | |
| #6407563 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-01-06T12:00:00-05:00 | California | |
| #6070086 | Mortgage | Improper use of your report | 2022-10-10T12:00:00-05:00 | Florida | |
| #5944052 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-09-02T12:00:00-05:00 | North Carolina | |
| #5719924 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-06-28T12:00:00-05:00 | California | |
| #5582617 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-05-19T12:00:00-05:00 | California | |
| #5340752 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-03-18T12:00:00-05:00 | California | |
| #4905621 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-11-12T12:00:00-05:00 | Illinois |
Certified Credit Reporting, INC. Complaints by State
- Certified Credit Reporting, INC. Complaints in California -- 4 complaints
- Certified Credit Reporting, INC. Complaints in Illinois -- 3 complaints
- Certified Credit Reporting, INC. Complaints in Alabama -- 3 complaints
- Certified Credit Reporting, INC. Complaints in Michigan -- 3 complaints
- Certified Credit Reporting, INC. Complaints in Florida -- 2 complaints
- Certified Credit Reporting, INC. Complaints in District of Columbia -- 1 complaints
- Certified Credit Reporting, INC. Complaints in Delaware -- 1 complaints
- Certified Credit Reporting, INC. Complaints in Ohio -- 1 complaints
- Certified Credit Reporting, INC. Complaints in Georgia -- 1 complaints
- Certified Credit Reporting, INC. Complaints in North Carolina -- 1 complaints
- Certified Credit Reporting, INC. Complaints in Nevada -- 1 complaints
- Certified Credit Reporting, INC. Complaints in Maryland -- 1 complaints
Certified Credit Reporting, INC. Complaints by Product
- Certified Credit Reporting, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 14 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Certified Credit Reporting, INC. Credit reporting or other personal consumer reports Complaints -- 4 complaints | All Credit reporting or other personal consumer reports Complaints
- Certified Credit Reporting, INC. Debt collection Complaints -- 3 complaints | All Debt collection Complaints
- Certified Credit Reporting, INC. Mortgage Complaints -- 1 complaints | All Mortgage Complaints
Certified Credit Reporting, INC. Complaints by Issue
- Certified Credit Reporting, INC. -- Improper use of your report -- 16 complaints | All Improper use of your report Complaints
- Certified Credit Reporting, INC. -- Attempts to collect debt not owed -- 3 complaints | All Attempts to collect debt not owed Complaints
- Certified Credit Reporting, INC. -- Incorrect information on your report -- 2 complaints | All Incorrect information on your report Complaints
- Certified Credit Reporting, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 1 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Certified Credit Reporting, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.